Listed at
$875,000
$237/sqft

3108 109th Street

3108 109th Street, Chippewa Falls, WI, 54729
4  Bedrooms3  Bathrooms3,685  Square Feet1.51  Acres
Days on market0
Year built1999
Garage spaces3
TypeResidential
Est. $23,250buyer credit when you buy with SODL
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About this home

There’s something special about life on the Chippewa River, and this contemporary home was designed to take full advantage of it. Perched above the river on 1.5 acres with approximately 183 feet of frontage, you’ll enjoy gorgeous views from the home with just 19 steps taking you down to the water. Start your mornings with coffee on the spacious 22x14 screened porch, spend summer days along the river, and end the evening taking in the peaceful surroundings. Inside, you’ll immediately appreciate the generous room sizes, open living spaces, and newly refinished oak floors. The kitchen features white cabinetry, quartz countertops, a stainless backsplash, and a cozy dining nook, while the expansive living room overlooking the river is anchored by a gas fireplace, built-ins, and a bonus loft above. Spacious bedrooms and walk-in closets provide plenty of room for everyday living and storage, while new windows fill the home with natural light and showcase the beautiful setting beyond. The walkout lower level features comfortable in-floor heat and opens directly to a concrete stamped patio, adding even more living and entertaining space. A huge bonus room on the main level offers incredible flexibility for a home office, bedroom, recreation room, studio, or whatever fits your lifestyle. With room to spread out both inside and out, this home offers the space you want in a setting that’s hard to duplicate. Here’s your opportunity to enjoy the Chippewa River lifestyle while staying close to everything the Chippewa Valley has to offer. Schedule your showing TODAY!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1999
LevelsSplit Entry (Bi-Level)
Living area3,685 sqft
Above-grade finished2,570 sqft
Below-grade finished1,115 sqft
Lot size1.51 acres (375x182x343x183)
Days on market0
ListedOct 4, 2026
MLS #NST7155250
CountyChippewa
Parcel #22809224471621003

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Microwave, Other, Range, Refrigerator

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces
Parking features
Attached Garage
Patio & porch
Patio, Porch, Screened
Exterior features
Stone, Vinyl
View
River

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 3,685 sqft
Year built
1999

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
1092 - Chippewa Falls Area
High school district
Chippewa Falls Area

Financial & listing details

Annual tax
$7,831.37 (2025)
Listed
Oct 4, 2026
Days on market
0 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementFull, Partially Finished, Walkout
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Microwave, Other, Range, Refrigerator
AmenitiesDock, Patio, Porch
AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl
FoundationPoured Concrete
Foundation area3,685 sqft
Patio/porchPatio, Porch, Screened
ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size0 sqft

Financial details

Annual taxes$7,831.37
Tax year2025
Taxes w/ assessments7831.37
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District1092 - Chippewa Falls Area
District number1092
District phone7157262417
High schoolChippewa Falls Area
SODL flat fee brokerage
$23,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,543/mo
Principal & interest$4,599
Property taxes$653
Home insurance (est.)$292
%
$175,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3108 109th Street, Chippewa Falls, WI, 54729

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Listing information

MLS #NST7155250
StatusActive
Last updatedOct 5, 2026, 6:19 PM
Originally listedOct 5, 2026, 1:17 PM
Listing officeWoods & Water Realty Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.