Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,437 (2025).

What school district is this property in?

This property is in the 2144 - Chisago Lakes school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 55 days.

Sold / Closed

$405,000

Sold price · Closed Jul 17, 2026

$175/sqft

31069 Algonquin Trail

31069 Algonquin Trail, Chisago City, MN, 55013

4 Bedrooms3 Bathrooms2,340 Square Feet0.29 Acres

Days on market55

Year built2013

Garage spaces3

TypeResidential

Est. $9,297buyer credit when you buy with SODL

About this home

Welcome! You’ve just found your new home! This turnkey, updated 4-bedroom, 3-bathroom walk-out residence offers over 2,300 square feet and is ready for its lucky new owners. This home features many original upgrades, including vaulted ceilings in the upper living room, creating a bright, sun-filled space complete with a gas fireplace. The beautiful open-concept kitchen is equipped with stainless steel appliances. You will also notice luxury vinyl plank (LVP) flooring on the upper level, on the stairs, and at the entry, along with generously sized bedrooms and a private primary bathroom. The large deck provides an excellent space for outdoor relaxation, while the spacious lower-level family room offers additional living space and ample storage. This well-built home has so much more to offer! All of this is situated on a premium lot with a scenic, wooded backyard. Come take a look today; you won’t regret it!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2013

LevelsSplit Entry (Bi-Level)

Living area2,340 sqft

Above-grade finished1,300 sqft

Below-grade finished1,040 sqft

Lot size0.29 acres (150x87)

Days on market55

ListedApr 24, 2026

MLS #NST7057858

CountyChisago

Parcel #130070739

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 31x20 · 620 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Deck, Patio
Exterior features: Stone, Vinyl
Lot size: 0.29 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 1,300 sqft
Roof: Asphalt
Year built: 2013

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 2144 - Chisago Lakes
High school district: Chisago Lakes

Financial & listing details

Annual tax: $4,437 (2025)
Tax with assessments: 4486
Listed: Apr 24, 2026
Days on market: 55
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementDrain Tiled, Finished, Full, Storage Space, Sump Basket, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLower Level

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesDeck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorStone, Vinyl

RoofAsphalt

FoundationPoured Concrete

Foundation area1,300 sqft

Patio/porchDeck, Patio

Lot featuresCleared

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces3

Garage size620 sqft

Financial details

Annual taxes$4,437

Tax year2025

Taxes w/ assessments4486

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2144 - Chisago Lakes

District number2144

District phone6512132096

High schoolChisago Lakes

SODL flat fee brokerage

$9,297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,661/mo

Principal & interest$2,154

Property taxes$370

Home insurance (est.)$137

Down payment

$81,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.