Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,649.34 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 5 days.

Pending

$300,000

$201/sqft

Royal Oaks

3103 230th Lane NW, Saint Francis, MN, 55070

3 Bedrooms2 Bathrooms1,489 Square Feet0.25 Acres

Days on market5

Year built1988

Garage spaces2

TypeResidential

Est. $6,000buyer credit when you buy with SODL

About this home

Updated and move-in ready, this 3-bedroom, 2-bath 3-level split home offers a functional layout, fresh neutral finishes, and indoor/outdoor spaces that are easy to enjoy. The main level features luxury vinyl plank flooring, a light-filled living area, stainless steel appliances, tile backsplash, and a center island for everyday meals or casual gatherings. The lower level adds a family/recreation room, third bedroom, full-size stackable washer and dryer, and generous crawl-space storage. Outside, enjoy a welcoming front deck, a fully fenced backyard with wood privacy fencing, patio, mature trees, and a large flat yard. The attached 2-car garage adds everyday convenience. Located in St. Francis Area Schools and near Community Park, Rum River North County Park, local dining options, and access to Hwy 47 for commuting, this home combines updated finishes with practical space and a location close to daily essentials and outdoor recreation.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1988

LevelsThree Level Split

Living area1,489 sqft

Above-grade finished964 sqft

Below-grade finished525 sqft

Lot size0.25 acres (83x156x56x157)

Days on market5

ListedMar 20, 2026

MLS #NST7001230

CountyAnoka

SubdivisionRoyal Oaks

Parcel #333424330035

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Three Level Split
Garage: 2 spaces · 22x18 · 431 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Deck, Patio
Pool: None
Fencing: Full, Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: 892 sqft
Roof: Asphalt
Year built: 1988

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Royal Oaks
HOA: No HOA
School district: St. Francis

Financial & listing details

Annual tax: $2,649.34 (2025)
Tax with assessments: 2673.36
Listed: Mar 20, 2026
Days on market: 5
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space, Daylight/Lookout Windows, Finished, Storage Space, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryLaundry Closet, Lower Level, Washer Hookup

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Patio, Paneled Doors, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area892 sqft

Patio/porchDeck, Patio

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size431 sqft

Financial details

Annual taxes$2,649.34

Tax year2025

Taxes w/ assessments2673.36

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number820

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$6,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,897/mo

Principal & interest$1,577

Property taxes$221

Home insurance (est.)$100

Down payment

$60,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.