Listed at
$945,500
$540/sqft

3101 Old Hwy 77

3101 Old Hwy 77, Tower, MN, 55790
3  Bedrooms2  Bathrooms1,750  Square Feet1.2  Acres
Days on market158
Year built1977
Garage spaces2
TypeResidential
Est. $25,365buyer credit when you buy with SODL
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About this home

Cherished 3-BR, 2-BA property offers a rare opportunity to own a truly special lakefront home w/150 feet of pristine shoreline on sought-after Daisy Bay. Privately nestled on a level lot, this retreat was designed for both quiet relaxation & unforgettable gatherings. Step into the great room & be greeted by a wall of lakeside windows, high ceilings, and beautiful whitewashed T&G paneling. Striking granite wood-burning fireplace anchors the space, creating a cozy atmosphere year-round. The kitchen features custom cherry cabinetry & thoughtful craftsmanship throughout. Main BR includes its own FP & private en-suite bath. Boathouse with upper-level guest suite (kitchen, full bath, and family room), sauna at the water’s edge W/stunning stained glass window, "barbecue house w/fplc for entertaining, plus bunk house & lakeside patio with breathtaking sunrise and sunset views complete this package Sold fully furnished – move in and enjoy immediately! Offered for the first time ever!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1977
LevelsOne
Living area1,750 sqft
Above-grade finished1,750 sqft
Below-grade finished0 sqft
Lot size1.2 acres (299x150)
Days on market158
ListedMay 21, 2025
MLS #NST6723941
CountySt. Louis
Parcel #387013000150

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Baseboard, Dual Fuel/Off Peak, Fireplace(s)
Cooling
None
Appliances
Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Wall Oven, Washer

Property

Levels / stories
One
Garage
2 spaces · 24x24 · 576 sqft
Parking features
Detached Garage
Patio & porch
Patio
Exterior features
Other
Other structures
Guest House, Sauna

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,750 sqft
Roof
Asphalt
Year built
1977

Utilities

Water
Private
Sewer
Private Sewer
Fuel
Electric, Wood

Community & HOA

HOA
No HOA
School district
2142 - St. Louis County
High school district
St. Louis County

Financial & listing details

Annual tax
$4,787 (2025)
Tax with assessments
4872
Listed
May 21, 2025
Days on market
158 · 162 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingBaseboard, Dual Fuel/Off Peak, Fireplace(s)
CoolingNone
Fireplaces2
LaundryMain Level
AppliancesCooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Wall Oven, Washer
DiningInformal Dining Room, Kitchen/Dining Room
AccessibilityNone

Exterior & lot

ExteriorOther
RoofAsphalt
FoundationBlock
Foundation area1,750 sqft
Patio/porchPatio
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageCounty Road
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate
SewerPrivate Sewer
FuelElectric, Wood

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$4,787
Tax year2025
Taxes w/ assessments4872
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2142 - St. Louis County
District number2142
District phone2187498130
High schoolSt. Louis County
SODL flat fee brokerage
$25,365Estimated buyer credit
SODL platform fee $3,000Your buyer credit $25,365

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,683/mo
Principal & interest$4,969
Property taxes$399
Home insurance (est.)$315
%
$189,100
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3101 Old Hwy 77, Tower, MN, 55790

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Listing information

MLS #NST6723941
StatusClosed
Last updatedAug 27, 2026, 11:24 AM
Originally listedMay 23, 2025, 3:26 PM
Listing officeVermilion Land Office, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.