Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,923 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

How long has this property been on the market?

This property has been listed for 45 days.

Listed at

$499,000

$180/sqft

Tower

309 2nd Street, Tower, MN, 55790

3 Bedrooms3 Bathrooms2,777 Square Feet0.17 Acres

Days on market45

Year built1918

ParkingOpen

TypeResidential

Est. $11,970buyer credit when you buy with SODL

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About this home

Welcome to this stunning 3,800 sq. ft. completely renovated home in the charming town of Tower, MN, just minutes from the crystal clear waters of sought after Lake Vermilion. Taken down to the studs & thoughtfully rebuilt w/quality craftsmanship & timeless style, this exceptional 3bedrm, 2.5bth home is truly turnkey. An inviting wraparound deck welcomes you into a light filled interior where high ceilings & abundant windows create an airy, open space. The spacious kitchen is designed for gathering, flowing seemlessly into the dining room & comfortable living room. The main level also features a beautiful 4 season sun room, offering the perfect place to relax yr round. Upstairs, you'll find 3 spacious bedrms, including a luxurious primary suite w/private ensuite bth & it's own vaulted sun rm perfect retreat to unwind. Another full bth showcases a clawfoot tub, blending historic charm w/modern comfort. The home is ready for a passive solar system. Beautifully restored and move in ready!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1918

LevelsTwo

Living area2,777 sqft

Above-grade finished2,700 sqft

Below-grade finished77 sqft

Lot size0.17 acres (140x50)

Days on market45

ListedAug 12, 2026

MLS #NST7124759

CountySt. Louis

SubdivisionTower

Parcel #080001000700

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Baseboard, In-Floor Heating
Cooling: None
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 0
Parking features: Open
Patio & porch: Deck
Exterior features: Engineered Wood
Lot size: 0.17 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block, Stone · 1,350 sqft
Roof: Asphalt
Year built: 1918

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Propane

Community & HOA

Subdivision: Tower
HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $2,923 (2026)
Tax with assessments: 3008
Listed: Aug 12, 2026
Days on market: 45 · 2 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementPartial

HeatingBaseboard, In-Floor Heating

CoolingNone

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningBreakfast Bar, Eat In Kitchen, Separate/Formal Dining Room

AccessibilityNone

Exterior & lot

ExteriorEngineered Wood

RoofAsphalt

FoundationBlock, Stone

Foundation area1,350 sqft

Patio/porchDeck

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelPropane

Parking & garage

ParkingOpen

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$2,923

Tax year2026

Taxes w/ assessments3008

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$11,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,032/mo

Principal & interest$2,622

Property taxes$244

Home insurance (est.)$166

Down payment

$99,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.