Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,024 (2025).

What school district is this property in?

This property is in the 750 - Rocori school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 46 days.

Listed at

$474,900

$136/sqft

North Pointe

307 12th Street, Cold Spring, MN, 56320

4 Bedrooms3 Bathrooms3,502 Square Feet0.4 Acres

Days on market46

Year built2002

Garage spaces3

TypeResidential

Est. $11,247buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Welcome to this beautifully updated Cold Spring home offering over 3,500 finished square feet and your own private backyard retreat with an in-ground pool. Just in time for summer. Designed for both everyday comfort and effortless entertaining. Step inside to vaulted ceilings, warm hardwood floors, and an inviting, open layout. The kitchen is truly the heart of the home, featuring custom cabinetry, granite countertops, a large center island, double ovens, ample storage, beverage fridge, and a reverse osmosis system. Perfect for hosting or busy family life. The adjacent dining and living spaces feel open yet cozy, with great natural light. On the main floor, you’ll find a well-designed layout with two bedrooms and a full shared bath, along with a spacious primary suite complete with a private bath. Offering comfort and privacy all on one level. The lower level expands your living space with an additional bedroom and bathroom, dedicated laundry area, office space, and a large playroom or living area—ideal for guests, work-from-home needs, or growing families. Step outside to your private backyard oasis, complete with an in-ground pool and automatic cover professionally maintained. Pool photos coming soon! Whether you’re relaxing poolside or entertaining, this space truly sets the home apart. Additional updates include a new furnace to be installed in May 2026, offering added peace of mind for the next owner. With generous space, a functional layout, and a resort-style outdoor setting, this home offers a rare combination of comfort, flexibility, and lifestyle in one of Cold Spring’s most desirable areas.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built2002

LevelsSplit Entry (Bi-Level)

Living area3,502 sqft

Above-grade finished1,958 sqft

Below-grade finished1,544 sqft

Lot size0.4 acres (110x158x104x184)

Days on market46

ListedMay 2, 2026

MLS #NST7066580

CountyStearns

SubdivisionNorth Pointe

Parcel #48296860308

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 846 sqft
Parking features: Attached Garage
Exterior features: Steel Siding
Pool: Below Ground, Heated
Fencing: Vinyl

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 1,304 sqft
Roof: Age Over 8 Years
Year built: 2002

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: North Pointe
HOA: No HOA
School district: 750 - Rocori
High school district: Rocori

Financial & listing details

Annual tax: $5,024 (2025)
Listed: May 2, 2026
Days on market: 46 · 7 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementWalkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Water Softener Owned

AmenitiesDeck, Hardwood Floors, In-Ground Sprinkler, Sun Room

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years

FoundationPoured Concrete

Foundation area1,304 sqft

Lot featuresCorner Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size846 sqft

Financial details

Annual taxes$5,024

Tax year2025

Taxes w/ assessments5024

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District750 - Rocori

District number750

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$11,247Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,247

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,073/mo

Principal & interest$2,496

Property taxes$419

Home insurance (est.)$158

Down payment

$94,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.