Listed at
$285,000
$112/sqft

4th Railroad Add

306 W 4th Street, Minneota, MN, 56264
4  Bedrooms2  Bathrooms2,544  Square Feet0.446  Acres
Days on market10
Year built1991
Garage spaces2
TypeResidential
Est. $5,550buyer credit when you buy with SODL
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About this home

Move-in ready, beautifully updated, and thoughtfully designed from top to bottom! This 4-bedroom, 2-bath ranch offers more than 2,500 finished sq. ft. of comfortable, flexible living space, and nearly every inch has been designed with function in mind. The main level features a desirable ranch-style layout with numerous updates, generous closets, abundant storage, and an open-concept kitchen, dining, and living area. The kitchen is made for gathering with updated countertops, solid wood cabinetry, a large center island, and patio doors that seamlessly extend the living space outdoors. Two spacious bedrooms, including a generous primary with double closets, a full bath, and dedicated main-floor laundry room complete this level. Downstairs is where the possibilities really open up. The full basement features its own kitchen, living area, two bedrooms, and an updated 3/4 bath with an Onyx surround walk-in shower, creating incredible flexibility for additional living space, guests, a home-based business, daycare, recreation, or whatever vision fits your needs. The basement also fetaures direct service-door access to the attached, fully insulated garage with extensive built-in storage. Outside, the backyard feels like its own retreat with a spacious maintenance-free UltraDeck, covered outdoor patio space with power and lighting, ample yard space, garden area, and a large storage shed, all situated on nearly half an acre. Even better, so many of the major improvements are already complete, including updated roofing 2020, NorthTech windows 2021, siding and exterior doors 2021, 2024 seamless gutters, plus central A/C and a water heater replaced in 2025. Thoughtful updates, incredible storage, flexible spaces, and endless potential make this a home that is ready to be enjoyed from day one.

View this property at

Date
Oct 3, 2026
Time
3pm – 5pm
Address
306 W 4th Street, Minneota, MN, 56264

Listed By: Edina Realty, Inc. • NST7145117 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1991
LevelsOne
Living area2,544 sqft
Above-grade finished1,344 sqft
Below-grade finished1,200 sqft
Lot size0.446 acres (150x131.62x150x131.89)
Days on market10
ListedSep 18, 2026
MLS #NST7145117
CountyLyon
Subdivision4th Railroad Add
Parcel #281080591

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 20'x28' · 560 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Insulated Garage, Storage
Patio & porch
Composite Decking, Covered, Deck, Patio
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Wood · 1,344 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1991

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
4th Railroad Add
HOA
No HOA
School district
414 - Minneota
High school district
Minneota

Financial & listing details

Annual tax
$2,962 (2026)
Tax with assessments
3012
Listed
Sep 18, 2026
Days on market
10
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full, Kitchenette, Storage Space
HeatingForced Air
CoolingCentral Air
LaundryLaundry Room, Main Level, Sink
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationWood
Foundation area1,344 sqft
Patio/porchComposite Decking, Covered, Deck, Patio
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelPropane

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Insulated Garage, Storage
Garage spaces2
Garage size560 sqft

Financial details

Annual taxes$2,962
Tax year2026
Taxes w/ assessments3012
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District414 - Minneota
District number414
District phone5078726532
High schoolMinneota
SODL flat fee brokerage
$5,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,840/mo
Principal & interest$1,498
Property taxes$247
Home insurance (est.)$95
%
$57,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

306 W 4th Street, Minneota, MN, 56264

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Listing information

MLS #NST7145117
StatusActive
Last updatedSep 28, 2026, 9:53 PM
Originally listedSep 18, 2026, 10:06 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.