Listed at
$395,000
$198/sqft

Creek Ridge 2nd Add

304 5th Street, Saint Michael, MN, 55376
4  Bedrooms2  Bathrooms1,996  Square Feet0.263  Acres
Days on market251
Year built1996
Garage spaces3
TypeResidential
Est. $8,850buyer credit when you buy with SODL
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About this home

*Updated pictures coming soon. Well maintained 4bd 2ba home with many updates already completed. Roof and gutters replaced in 2022, furnace and A/C in 2020, and a new driveway in 2023. Enjoy a maintenance-free deck (2024) that overlooks a fully fenced in backyard ideal for relaxing or entertaining. Additional updates include a water softener (2024) new carpet (2020), new fridge and stove (2024) and an updated bathroom in 2017. A solid home with big-ticket items already done.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1996
LevelsSplit Entry (Bi-Level)
Living area1,996 sqft
Above-grade finished1,106 sqft
Below-grade finished890 sqft
Lot size0.263 acres (100x121x100x123)
Days on market251
ListedJan 2, 2026
MLS #NST7003865
CountyWright
SubdivisionCreek Ridge 2nd Add
Parcel #114067005070

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces
Parking features
Attached Garage
Patio & porch
Deck, Patio
Pool
None
Fencing
Chain Link

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,094 sqft
Roof
Age 8 Years or Less
Year built
1996

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Creek Ridge 2nd Add
HOA
No HOA
School district
St. Michael-Albertville

Financial & listing details

Annual tax
$3,840 (2025)
Listed
Jan 2, 2026
Days on market
251
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Area, Separate/Formal Dining Room
AmenitiesDeck, Patio, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less
Foundation area1,094 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Light
Road frontageCurbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size0 sqft

Financial details

Annual taxes$3,840
Tax year2025
Taxes w/ assessments3840
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2320
District phone7634973180
High schoolSt. Michael-Albertville
SODL flat fee brokerage
$8,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,528/mo
Principal & interest$2,076
Property taxes$320
Home insurance (est.)$132
%
$79,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

304 5th Street, Saint Michael, MN, 55376

Listing information

MLS #NST7003865
StatusActive
Last updatedJan 21, 2026, 11:02 AM
Originally listedJan 21, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.