Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,603 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

How long has this property been on the market?

This property has been listed for 201 days.

Listed at

$379,000

$632/sqft

Da Bi Na Wa Town Of Beatty

3031 Black Bay Road, Cook, MN, 55723

2 Bedrooms600 Square Feet0.8 Acres

Days on market201

Year built1975

ParkingGravel

TypeResidential

Est. $8,370buyer credit when you buy with SODL

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About this home

Quaint 2-bedroom cabin on beautiful Lake Vermilion, set on a pine-covered lot with 175 feet of lakeshore. This charming getaway features a warm knotty pine interior, wood floors, and a cozy wood-burning stove—perfect for relaxing after a day on the lake. Enjoy peaceful lake views from the large deck, ideal for entertaining or simply soaking in the Northwoods setting. The property includes a convenient roll-in dock, two storage buildings for all your lake gear, and a traditional sauna for the ultimate up-north experience. A wonderful retreat for fishing, boating, and making lasting lake memories.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1975

LevelsOne

Living area600 sqft

Above-grade finished600 sqft

Below-grade finished0 sqft

Lot size0.8 acres (300x130)

Days on market201

ListedMar 10, 2026

MLS #NST7034701

CountySt. Louis

SubdivisionDa Bi Na Wa Town Of Beatty

Parcel #250004000590

Facts & features

Interior

Bedrooms: 2
Bathrooms: 0
Heating: Wood Stove
Cooling: None
Appliances: Range, Refrigerator
Laundry: None

Property

Levels / stories: One
Garage: 0
Parking features: Gravel
Patio & porch: Deck
Exterior features: Wood
View: Lake, Panoramic

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Raised · 600 sqft
Roof: Age Over 8 Years, Metal
Year built: 1975

Utilities

Water: None
Sewer: Outhouse
Fuel: Wood
Electric: Service - 60 Amp

Community & HOA

Subdivision: Da Bi Na Wa Town Of Beatty
HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $2,603 (2026)
Tax with assessments: 2680
Listed: Mar 10, 2026
Days on market: 201 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms0

Full baths0

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingWood Stove

CoolingNone

Fireplaces1

LaundryNone

AppliancesRange, Refrigerator

DiningKitchen/Dining Room

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAge Over 8 Years, Metal

FoundationRaised

Foundation area600 sqft

Patio/porchDeck

Road frontagePrivate Road

Road responsibilityAssociation Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceNone

SewerOuthouse

FuelWood

Parking & garage

ParkingGravel

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$2,603

Tax year2026

Taxes w/ assessments2680

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$8,370Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,370

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,335/mo

Principal & interest$1,992

Property taxes$217

Home insurance (est.)$126

Down payment

$75,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.