Listed at
$144,000
$200/sqft

Bell & Smiths Add

303 20th Avenue, Saint Cloud, MN, 56303
2  Bedrooms1  Bathroom720  Square Feet0.13  Acres
Days on market33
Year built1916
Garage spaces2
TypeResidential
Est. $1,320buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Oversized garage and one level living! Welcome home to this charming two bedroom home conveniently located near public transportation and Seberger Park complete with a water park, softball fields, basketball courts and tennis courts. The home offers comfortable easy one level living with nine foot ceilings creating a bright and spacious feeling. Thoughtfully maintain and freshly painted inside and out. The home features a newly installed water heater and easy step free access throughout the home. The bathroom can be customized to fit your needs with existing bathtub able to be converted back to a shower. A stackable washer and dryer set up adds everyday convenience but the real standout is the oversight sized 2 stall garage with plenty of room for vehicle, storage, hobbies, toys or a workshop. This garage offers the extra space that is hard to find. A maintenance free ramp provides convenient access from the garage into the home. Whether you're a first time home buyer, downsizing or simply looking for affordable one level living with an exceptional garage this home is worth a look come see the possibilities

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1916
LevelsOne
Living area720 sqft
Above-grade finished720 sqft
Below-grade finished0 sqft
Lot size0.13 acres (43x127x43x127)
Days on market33
ListedAug 27, 2026
MLS #NST7133049
CountyStearns
SubdivisionBell & Smiths Add
Parcel #82443710000

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 26x26 · 676 sqft
Parking features
Detached Garage
Exterior features
Wood
Lot size
0.13 acres
Lot dimensions
43x127x43x127

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 747 sqft
Roof
Age Over 8 Years, Pitched
Year built
1916

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Bell & Smiths Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$846 (2026)
Tax with assessments
838
Listed
Aug 27, 2026
Days on market
33
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementUnfinished
HeatingForced Air
CoolingCentral Air
LaundryIn Unit
AppliancesDryer, Range, Refrigerator, Washer
AmenitiesKitchen Window, Primary Bedroom Walk-In Closet, Washer/Dryer Hookup
AccessibilityGrab Bars In Bathroom, No Stairs External, No Stairs Internal, Wheelchair Ramp(s), Soaking Tub
Special featuresAll Living Facilities on One Level, Main Floor Laundry

Exterior & lot

ExteriorWood
RoofAge Over 8 Years, Pitched
FoundationPoured Concrete
Foundation area747 sqft
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size676 sqft

Financial details

Annual taxes$846
Tax year2026
Taxes w/ assessments838
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$1,320Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,320

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$875/mo
Principal & interest$757
Property taxes$71
Home insurance (est.)$48
%
$28,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

303 20th Avenue, Saint Cloud, MN, 56303

Comparable homes

Listing information

MLS #NST7133049
StatusActive
Last updatedSep 22, 2026, 5:45 PM
Originally listedAug 27, 2026, 9:42 AM
Listing officeShrewd Real Estate
Co-listing officeShrewd Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.