Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,998 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 14 days.

Sold / Closed

$398,000

Sold price · Closed Sep 16, 2026

$136/sqft

Signal Hill 2nd Add

3029 Santa Fe Trail, Saint Cloud, MN, 56301

5 Bedrooms3 Bathrooms2,951 Square Feet0.42 Acres

Days on market14

Year built1979

Garage spaces2

TypeResidential

Est. $9,000buyer credit when you buy with SODL

About this home

Welcome to this beautifully maintained and incredibly versatile 5 bedroom, 3 bath home situated on a spacious .42-acre lot! Designed with flexibility in mind, this property features a fully equipped mother-in-law suite addition, built in 2017, complete with its own kitchen, laundry room, furnace, central A/C, and private living space and private entry, perfect for multigenerational living, extended family, a daycare or in home business. The main home offers generous living spaces and an updated kitchen that was completely remodeled in 2012. Additional updates include updated windows, fresh interior paint throughout. Equipped with two furnaces and two central air conditioning systems for year-round comfort and efficiency. Relax in the bright four-season porch or entertain outdoors on the large concrete patio overlooking the expansive backyard. The property also includes a 2-car attached insulated, heated garage, with an attached 12’ x 18’ shop/man cave, sprinkler system w/private well, plus two storage sheds for all your tools and toys. With modern updates, exceptional functionality, and a rare dual-living design, this one-of-a-kind property offers endless possibilities. Don’t miss your opportunity to make it yours!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1979

LevelsSplit Entry (Bi-Level)

Living area2,951 sqft

Above-grade finished2,109 sqft

Below-grade finished842 sqft

Lot size0.42 acres (144x144)

Days on market14

ListedAug 4, 2026

MLS #NST7121340

CountyStearns

SubdivisionSignal Hill 2nd Add

Parcel #82507080586

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 24x24 and 12x18 · 792 sqft
Parking features: Attached Garage, Insulated Garage
Patio & porch: Front Porch, Patio, Side Porch
Exterior features: Stone, Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 2,109 sqft
Roof: Age Over 8 Years, Architectural Shingle
Year built: 1979

Utilities

Water: City Water/Connected, Private
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Signal Hill 2nd Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $4,998 (2026)
Tax with assessments: 5006
Listed: Aug 4, 2026
Days on market: 14
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementBlock, Finished, Tile Shower

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), French Doors, Kitchen Window, Local Area Network, Patio, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityDoors 36"+, Grab Bars In Bathroom

Special featuresMain Floor Laundry

Exterior & lot

ExteriorStone, Vinyl

RoofAge Over 8 Years, Architectural Shingle

FoundationBlock

Foundation area2,109 sqft

Patio/porchFront Porch, Patio, Side Porch

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Private

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Insulated Garage

Garage spaces2

Garage size792 sqft

Financial details

Annual taxes$4,998

Tax year2026

Taxes w/ assessments5006

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$9,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,652/mo

Principal & interest$2,102

Property taxes$417

Home insurance (est.)$133

Down payment

$80,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.