Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,412 (2025).

What school district is this property in?

This property is in the 813 - Lake City school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 35 days.

Listed at

$225,000

$162/sqft

Lake City

302 S Prairie Street, Lake City, MN, 55041

2 Bedrooms3 Bathrooms1,392 Square Feet0.206 Acres

Days on market35

Year built1896

Garage spaces2

TypeResidential

Est. $3,750buyer credit when you buy with SODL

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About this home

Character, location, and opportunity come together in this well-maintained Lake City home. Located just five blocks from downtown and the Riverwalk, you'll enjoy the convenience of being close to everything while still having a quiet place to call home. One of the home's most cherished features is the enclosed front porch—like a little retreat, it is the perfect place to enjoy your morning coffee, visit with friends, or unwind at the end of the day. Inside, you'll find beautiful original wood floors, classic architectural details, and warm living spaces full of character. The main level offers a spacious living room, formal dining room, cozy sitting room, and the home's original handcrafted kitchen. Upstairs features two comfortable bedrooms, a ¾ bath, and a versatile bonus room that would make an ideal home office, nursery, or extra storage. The attached two-car garage is exceptionally clean and well maintained, providing plenty of room for vehicles, storage, or projects. Outside, the private backyard is shaded by a mature maple tree, creating a peaceful space to relax or entertain. Many of the major updates have already been completed, including the roof, siding, windows, and concrete driveway—all replaced since 2019. A newer water heater and water softener provide additional peace of mind. With its solid updates, classic character, and room to personalize the interior, this home offers an excellent opportunity to build equity in one of Lake City's most convenient locations. This property was PRE-INSPECTED for your peace of mind.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1896

LevelsTwo

Living area1,392 sqft

Above-grade finished1,392 sqft

Below-grade finished0 sqft

Lot size0.206 acres (60x150)

Days on market35

ListedJun 24, 2026

MLS #NST7097802

CountyWabasha

SubdivisionLake City

Parcel #R220071600

Facts & features

Interior

Bedrooms: 2
Bathrooms: 3
Bath breakdown: 1 3/4 / 2 1/4
Heating: Hot Water, Radiator
Cooling: None
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 676 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Enclosed, Front Porch, Side Porch, Wrap Around
Exterior features: Vinyl
Fencing: Partial

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame, Stone
Foundation: Block, Stone · 786 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1896

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Lake City
HOA: No HOA
School district: 813 - Lake City
High school district: Lake City

Financial & listing details

Annual tax: $2,412 (2025)
Listed: Jun 24, 2026
Days on market: 35 · 8 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths0

3/4 baths1

Half baths0

1/4 baths2

BasementPartial, Storage Space, Unfinished

HeatingHot Water, Radiator

CoolingNone

LaundryIn Basement

AppliancesDryer, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AmenitiesHardwood Floors, Kitchen Window, Porch

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock, Stone

Foundation area786 sqft

Patio/porchEnclosed, Front Porch, Side Porch, Wrap Around

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size676 sqft

Financial details

Annual taxes$2,412

Tax year2025

Taxes w/ assessments2412

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District813 - Lake City

District number813

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$3,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,458/mo

Principal & interest$1,182

Property taxes$201

Home insurance (est.)$75

Down payment

$45,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.