Listed at
$245,000

Harmony Estates 3rd Addition

2987 154th Lane, Ham Lake, MN, 55304
1.24  Acres
Days on market178
TypeLand
Est. $4,350buyer credit when you buy with SODL
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About this home

Does it feel like every house you tour belongs to someone else? Many buyers get stuck with awkward layouts and "fixer-upper" stress. But your family's story deserves a fresh start. We invite you to stop settling and start dreaming on this 1.24-acre walk-out lot in a private Ham Lake cul-de-sac. Partner with a reputable custom builder to create a space that fits your life perfectly. The perimeter is framed with woods, offering significant privacy and a peaceful backdrop for your new life. Since the land is ideal for a walk-out basement, your lower level will be filled with sunshine and lead right out to your own private retreat. Why You'll Love Building Here: The Walk-Out Edge: Enjoy a bright lower level and easy outdoor fun. ***Framed by Nature: Relax on a lot wrapped in trees with abundant wildlife. ***Your Vision, Your Way: From the kitchen island to the garage size, you choose it all. ***Low Stress: Move into a brand-new home with no hidden repair costs. ***The Best Location: Enjoy the awesome country vibes in the Hidden Gem of Anoka County that is known as Ham Lake. Why buy a house that almost fits when you can own one built just for you? This is your chance to join a welcoming neighborhood in a home you truly love.

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Home facts

Property typeLand
Lot size1.24 acres (S244x227x229x262)
Days on market178
ListedApr 3, 2026
MLS #NST7048620
CountyAnoka
SubdivisionHarmony Estates 3rd Addition
Parcel #223223240011

Facts & features

Interior

Bathrooms
0

Property

Lot size
1.24 acres
Lot dimensions
S244x227x229x262
Lot features
Tree Coverage - Light
Road frontage
City Street, Cul De Sac, No Outlet/Dead End, Paved Streets, Street Lights
Road responsibility
Public Maintained Road
Parcel #
223223240011

Construction

Property type
Land
Builder
PREMIER CUSTOM HOMES INC

Utilities

Utilities
Cable Available, Electricity Available, Natural Gas Available, None Connected, Private Septic Available, Private Well Available, Phone Available

Community & HOA

Subdivision
Harmony Estates 3rd Addition
HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$147.8 (2026)
Listed
Apr 3, 2026
Days on market
178
Inclusions
Easements,For Sale Sign,Platted,Survey,Survey Stakes,Topographic Map

Interior details

Total bathrooms0

Exterior & lot

Lot featuresTree Coverage - Light
Road frontageCity Street, Cul De Sac, No Outlet/Dead End, Paved Streets, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Parking & garage

Financial details

Annual taxes$147.8
Tax year2026
Taxes w/ assessments147.8
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$4,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,382/mo
Principal & interest$1,288
Property taxes$12
Home insurance (est.)$82
%
$49,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2987 154th Lane, Ham Lake, MN, 55304

Listing information

MLS #NST7048620
StatusActive
Last updatedJun 3, 2026, 11:21 PM
Originally listedApr 3, 2026, 3:36 PM
Listing officeCounselor Realty, Inc.
Co-listing officeCounselor Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.