Listed at
$389,900
$197/sqft

Roseville Terrace 2

2966 Simpson Street, Roseville, MN, 55113
3  Bedrooms2  Bathrooms1,980  Square Feet0.241  Acres
Days on market24
Year built1952
Garage spaces2
TypeResidential
Est. $8,697buyer credit when you buy with SODL
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About this home

A place that is making quite a splash! This move-in ready 3-bedroom, 1 3/4-bath charmer greets you with a welcoming front deck, mature shade trees and layered flower beds. The curb appeal pulls you in before you even reach the door. Step inside to the gleaming hardwood floors and a bright, front living space. Not one but two bay windows with built-in bench seats anchor the two living areas on the main level. A wall of glass slides open to the back deck, so summer entertaining flows right out the door. The kitchen keeps the good news coming with fresh two-tone cabinetry, stainless appliances, a window over the sink and a breakfast-bar peninsula that opens to the dining area. Whoever is cooking stays part of the conversation. Overhead, a statement pendant light adds serious style. Three bedrooms and a full bath with a tiled tub-and-shower surround complete the main level. Rich wood wainscoting turns one bedroom into a showstopper of a home office, and every room keeps that beautiful hardwood underfoot. Downstairs, the finished lower level delivers major bonus space: a big rec room with a sliding barn door, a convenient 3/4 bath, and a dedicated storage and utility room with built-in shelving. Movie nights, home gym, playroom, guest hangout, take your pick. Out back, the fully fenced yard is a genuine retreat with a spacious sun deck, a covered gazebo for shady summer afternoons, blooming hydrangea beds, and a full in-ground swimming pool that is HEATED, extending your pool season. There is plenty of private yard space for other outdoor activities, play sets & pet spaces. A detached two-car garage rounds out the package with enclosed parking plus extra room for tools, bikes and toys in the two storage sheds. How about the excellent location - this home is perfectly situated in the Roseville Terrace neighborhood that is nestled in a convenient suburban environment with EZ highway access roughly 10-min to downtown Minneapolis or St. Paul. The nearby shopping, parks, and lakes make this appealing for those seeking everyday convenience plus outdoor recreation. You will come to appreciate the combination of walkable/local parks and trails, public lake access (especially Lake Josephine), the highly rated Mounds View Public Schools and proximity to Rosedale Center + major highways for convenience without full urban density, remaining mostly residential and generally quiet. To top it off, the mechanics like the furnace, A/C, roof, appliances, pool equipment & more have all been updated mostly within the last 5-years. Hardwood floors, flexible living space, real storage, a great yard and a location that feels familiar, established and comfortable.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1952
LevelsOne
Living area1,980 sqft
Above-grade finished1,226 sqft
Below-grade finished754 sqft
Lot size0.241 acres (75x140)
Days on market24
ListedSep 4, 2026
MLS #NST7138191
CountyRamsey
SubdivisionRoseville Terrace 2
Parcel #032923240087

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 400 sqft
Parking features
Detached Garage, Concrete, Electric, Floor Drain
Patio & porch
Deck, Front Porch
Exterior features
Vinyl
Pool
Below Ground, Heated

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 900 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1952

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Roseville Terrace 2
HOA
No HOA
School district
621 - Mounds View
High school district
Mounds View

Financial & listing details

Annual tax
$4,950 (2026)
Listed
Sep 4, 2026
Days on market
24 · 161 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Finished, Storage Space
HeatingForced Air
CoolingCentral Air
LaundryElectric Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliances, Washer
DiningBreakfast Bar, Kitchen/Dining Room
AmenitiesCable, Deck, Ethernet Wired, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationBlock
Foundation area900 sqft
Patio/porchDeck, Front Porch
Lot featuresTree Coverage - Medium
Road frontageCity Street, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Electric, Floor Drain
Garage spaces2
Garage size400 sqft

Financial details

Annual taxes$4,950
Tax year2026
Taxes w/ assessments4950
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District621 - Mounds View
District number621
District phone6516216001
High schoolMounds View
SODL flat fee brokerage
$8,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,592/mo
Principal & interest$2,049
Property taxes$413
Home insurance (est.)$130
%
$77,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2966 Simpson Street, Roseville, MN, 55113

Listing information

MLS #NST7138191
StatusActive
Last updatedSep 16, 2026, 8:31 PM
Originally listedSep 4, 2026, 8:59 PM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.