Does this property have an HOA?

Yes. The HOA fee is $1,700 per month.

What are the annual property taxes?

Annual property taxes are $1,079 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

How long has this property been on the market?

This property has been listed for 67 days.

Listed at

$164,900

Cic #38 Northern Pines Estates

2922 Chaps Road, Cook, MN, 55723

0.241 Acres

Days on market67

HOA / month$1,700

TypeLand

Est. $1,947buyer credit when you buy with SODL

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About this home

This is a fantastic opportunity for a lakeside retreat and a stunning view of the bay! With a foundation (24X30) already set, this lot is primed for building, and the Common Interest Community offers extensive amenities that make it easy to enjoy the area without a lot of maintenance. Having 800 feet of shared shoreline on Lake Vermilion is incredible, especially with access to a sand beach, spa facilities, a boat slip, shared well and septic systems, and even lawn mowing services. Plus, with a shared dock with only one other member and ability to have a boat lift. It’s perfect for anyone who loves boating or water activities. Priced to sell!

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Home facts

Property typeLand

Lot size0.241 acres (116x115)

Days on market67

ListedMay 7, 2026

MLS #NST7070792

CountySt. Louis

SubdivisionCic #38 Northern Pines Estates

Parcel #250006800100

Facts & features

Interior

Bathrooms: 0

Property

Waterfront: Association Access
Lot size: 0.241 acres
Lot dimensions: 116x115
Road frontage: County Road, Private Road, Township
Road responsibility: Private Maintained Road, Public Maintained Road
Parcel #: 250006800100

Construction

Property type: Land

Utilities

Utilities: Electricity Available, Electricity Connected, Sewer Available, Shared Septic Connected, Shared Well Connected, Water Available

Community & HOA

Subdivision: Cic #38 Northern Pines Estates
HOA: $1,700/annual
HOA name: Northern Pines Estates
HOA phone: 2187422369
HOA includes: Beach Access, Dock, Lawn Care, Sewer, Water
School district: 2142 - St. Louis County

Financial & listing details

Annual tax: $1,079 (2026)
Tax with assessments: 1184
Listed: May 7, 2026
Days on market: 67
Inclusions: Dock,Platted

Interior details

Total bathrooms0

Exterior & lot

Road frontageCounty Road, Private Road, Township

Road responsibilityPrivate Maintained Road, Public Maintained Road

ZoningResidential-Single Family

Utilities

Parking & garage

Financial details

Annual taxes$1,079

Tax year2026

Taxes w/ assessments1184

Assessment pendingYes

HOA fee$1,700

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$1,947Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,947

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,712/mo

Principal & interest$867

Property taxes$90

Home insurance (est.)$55

HOA fees$1,700

Down payment

$32,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.