Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,788 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 4 days.

Pending

$219,900

$117/sqft

Madison Park

2915 12th Street N, Saint Cloud, MN, 56303

4 Bedrooms2 Bathrooms1,872 Square Feet0.17 Acres

Days on market4

Year built1973

Garage spaces2

TypeResidential

Est. $3,597buyer credit when you buy with SODL

About this home

Welcome to this spacious 4-bedroom, 2-bath bi-level home featuring generous-sized bedrooms and an oversized 2-stall garage. Enjoy the fenced backyard—perfect for pets, play, and entertaining—plus a deck added in 2020 for outdoor relaxation. Key updates include a new garage roof (2024), main roof (2012), furnace and A/C (2010), and water heater (2021). A well-maintained home offering comfort, space, and peace of mind!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1973

LevelsSplit Entry (Bi-Level)

Living area1,872 sqft

Above-grade finished960 sqft

Below-grade finished912 sqft

Lot size0.17 acres (60x120)

Days on market4

ListedDec 18, 2025

MLS #NST7001146

CountyStearns

SubdivisionMadison Park

Parcel #82482610000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Detached Garage
Lot size: 0.17 acres
Lot dimensions: 60x120
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 960 sqft
Year built: 1973

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Madison Park
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $2,788 (2025)
Listed: Dec 18, 2025
Days on market: 4 · 119 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished

HeatingForced Air

CoolingCentral Air

AppliancesCooktop, Dryer, Range, Refrigerator, Washer

AccessibilityNone

Exterior & lot

Foundation area960 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,788

Tax year2025

Taxes w/ assessments2788

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,597Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,597

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,461/mo

Principal & interest$1,156

Property taxes$232

Home insurance (est.)$73

Down payment

$43,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.