Does this property have an HOA?

Yes. The HOA fee is $450 per month.

What are the annual property taxes?

Annual property taxes are $1,726 (2026).

What school district is this property in?

This property is in the 182 - Crosby-Ironton school district.

How long has this property been on the market?

This property has been listed for 45 days.

Listed at

$425,000

$595/sqft

28867 Gene Road

28867 Gene Road, Merrifield, MN, 56465

2 Bedrooms1 Bathroom714 Square Feet7.91 Acres

Days on market45

Year built1954

ParkingShared Driveway

HOA / month$450

TypeResidential

Est. $9,750buyer credit when you buy with SODL

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About this home

Welcome to your ideal Up North retreat on the coveted shores of Horseshoe lake. Nestled right in the heart of the Brainerd, Nisswa and Crosslake areas this inviting property offers a great cabin feel with amazing lake views and a premier sand beach. This nostalgic cabin has two bedrooms, one bathroom, a spacious living room with a cozy gas fireplace, dining room area and amazing lake views from the lakeside sunroom. Step outside onto the large side deck with terrific outside lake views and privacy. Enjoy your evening campfire at your own private fire pit area, large yard and beach. If you are searching for a great Minnesota lake cabin getaway at a great price on a premier lake this one is for you!

View this property at

Date

Sep 20, 2026

Time

4pm – 6pm

Address

28867 Gene Road, Merrifield, MN, 56465

Listed By: Northland Sotheby's International Realty • NST7123616 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1954

LevelsOne

Living area714 sqft

Above-grade finished714 sqft

Below-grade finished0 sqft

Lot size7.91 acres (53x50x53x50)

Days on market45

ListedAug 12, 2026

MLS #NST7123616

CountyCrow Wing

Parcel #771240010010009

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Fireplace(s), Radiant
Cooling: Wall Unit(s)
Appliances: Microwave, Range, Refrigerator

Property

Levels / stories: One
Parking features: Shared Driveway, Open
Exterior features: Wood
Other structures: Storage Shed
View: Lake, North, Panoramic
Waterfront: Dock, Lake Front, Lake View, Shared

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Raised · 930 sqft
Roof: Asphalt
Year built: 1954

Utilities

Water: Drilled, Shared System
Sewer: Shared Septic, Tank with Drainage Field
Fuel: Natural Gas

Community & HOA

HOA: $450/quarter
HOA name: Sunset Ridge
HOA phone: 6518155297
HOA includes: Beach Access, Dock, Sanitation, Shared Amenities
HOA amenities: Beach, Coin-op Laundry Owned, Dock
School district: 182 - Crosby-Ironton

Financial & listing details

Annual tax: $1,726 (2026)
Listed: Aug 12, 2026
Days on market: 45
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingFireplace(s), Radiant

CoolingWall Unit(s)

Fireplaces1

LaundryCommon Area

AppliancesMicrowave, Range, Refrigerator

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Natural Woodwork, Porch, Tile Floors, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Bedroom

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationRaised

Foundation area930 sqft

Lot featuresTree Coverage - Medium

Road frontagePaved Streets, Township

ZoningShoreline

Utilities

Water sourceDrilled, Shared System

SewerShared Septic, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingShared Driveway, Open

Garage spaces0

Financial details

Annual taxes$1,726

Tax year2026

Taxes w/ assessments1726

Assessment pendingNo

HOA fee$450

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District182 - Crosby-Ironton

District number182

District phone2185458801

High schoolCrosby-Ironton

SODL flat fee brokerage

$9,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,969/mo

Principal & interest$2,234

Property taxes$144

Home insurance (est.)$142

HOA fees$450

Down payment

$85,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.