Listed at
$734,500
$191/sqft

North Bluff Estates

2865 Northridge Lane, Owatonna, MN, 55060
4  Bedrooms3  Bathrooms3,851  Square Feet0.41  Acres
Days on market82
Year built2014
Garage spaces3
TypeResidential
Est. $19,035buyer credit when you buy with SODL
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About this home

Welcome to North Bluff Estates, where timeless architecture, exceptional craftsmanship, and refined detailing come together in this beautifully appointed two-story residence. Perfectly maintained and lightly lived in, this impressive home showcases thoughtful amenities, elegant finishes, and a level of care that is evident throughout. Designed for both comfortable everyday living and gracious entertaining, the home offers four spacious bedrooms, including two private en suites that provide exceptional flexibility for family, guests, or multi-generational living. A strategically located laundry room enhances daily convenience, while the main level features a wonderful balance of formal and informal living and dining spaces designed to accommodate every occasion. The finished lower level extends the home's versatility with expansive gathering areas, abundant storage, and flexible spaces ideal for recreation, hobbies, fitness, or a home office. The finished, heated three-stall garage with a floor drain offers exceptional functionality and convenience, complementing the home's thoughtful design and quality construction. Outside, professionally landscaped grounds create a picturesque backdrop for relaxing and entertaining. Enjoy quiet mornings on the welcoming covered front porch or spend evenings with family and friends in the beautifully designed patio and covered, outdoor living space. Timeless, Quality, and everyday Functionality, this North Bluff Estates residence presents a rare opportunity to enjoy luxury living in one of the area's most desirable neighborhoods. Every detail has been thoughtfully considered, creating a home that is as welcoming as it is impressive. Relax and enjoy...your search is over.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2014
LevelsTwo
Living area3,851 sqft
Above-grade finished2,694 sqft
Below-grade finished1,157 sqft
Lot size0.41 acres (152 x 170 x 58 x 170)
Days on market82
ListedJul 3, 2026
MLS #NST7103127
CountySteele
SubdivisionNorth Bluff Estates
Parcel #175740406

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 1,164 sqft
Parking features
Attached Garage, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Covered, Front Porch, Porch, Rear Porch
Exterior features
Cement Board, Fiber Board
Lot size
0.41 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,370 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2014

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
North Bluff Estates
HOA
No HOA
School district
761 - Owatonna
High school district
Owatonna

Financial & listing details

Annual tax
$10,084 (2026)
Tax with assessments
10148
Listed
Jul 3, 2026
Days on market
82
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementEgress Window(s), Finished, Full, Sump Basket
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Exercise Room, French Doors, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorCement Board, Fiber Board
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,370 sqft
Patio/porchComposite Decking, Covered, Front Porch, Porch, Rear Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size1,164 sqft

Financial details

Annual taxes$10,084
Tax year2026
Taxes w/ assessments10148
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District761 - Owatonna
District number761
District phone5074448610
High schoolOwatonna
SODL flat fee brokerage
$19,035Estimated buyer credit
SODL platform fee $3,000Your buyer credit $19,035

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,945/mo
Principal & interest$3,860
Property taxes$840
Home insurance (est.)$245
%
$146,900
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2865 Northridge Lane, Owatonna, MN, 55060

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Listing information

MLS #NST7103127
StatusActive
Last updatedAug 31, 2026, 5:18 PM
Originally listedJul 8, 2026, 12:00 AM
Listing officeBerkshire Hathaway HomeServices Advantage Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.