Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,728 (2026).

What school district is this property in?

This property is in the 480 - Onamia school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 57 days.

Listed at

$619,000

$165/sqft

Port Mille Lacs Holiday Harbor

28532 Northern Lights Drive, Garrison, MN, 56450

3 Bedrooms2 Bathrooms3,760 Square Feet0.65 Acres

Days on market57

Year built1986

Garage spaces2

TypeResidential

Est. $15,570buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Beautiful panoramic views of Lake Mille Lacs. Home is set up for large family gatherings. Wrap around screen porch with huge 3 season sun room on the lake side. Lake breezes gently fill the home on most days. Walleye at the end of the dock! Catch your dinner every night!! 3 season porch could be converted to 4 season. Newer genuine hickory floors on main level(not LVP) including living room, dining room and kitchen. New boulder retaining wall just installed on lake side in 2025. In floor heat in the basement. Dock, boat lift, jet ski lift, and most furniture, included in acceptable offer.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1986

LevelsOne

Living area3,760 sqft

Above-grade finished2,152 sqft

Below-grade finished1,608 sqft

Lot size0.65 acres (142x240x96x236)

Days on market57

ListedMay 4, 2026

MLS #NST7067188

CountyCrow Wing

SubdivisionPort Mille Lacs Holiday Harbor

Parcel #67310611

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Baseboard, In-Floor Heating, Wood Stove
Cooling: None
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 400 sqft
Parking features: Attached Garage, Tuckunder Garage
Patio & porch: Covered, Deck, Enclosed, Wrap Around
Exterior features: Aluminum Siding
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Brick/Mortar · 2,184 sqft
Roof: Age Over 8 Years
Year built: 1986

Utilities

Water: 4-Inch Submersible
Sewer: City Sewer - In Street
Fuel: Electric
Electric: Circuit Breakers

Community & HOA

Subdivision: Port Mille Lacs Holiday Harbor
HOA: No HOA
School district: 480 - Onamia
High school district: Onamia

Financial & listing details

Annual tax: $3,728 (2026)
Listed: May 4, 2026
Days on market: 57 · 37 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock

HeatingBaseboard, In-Floor Heating, Wood Stove

CoolingNone

Fireplaces1

LaundryIn Kitchen

AppliancesCooktop, Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer

AmenitiesDock, Kitchen Center Island, Natural Woodwork, Paneled Doors, Panoramic View, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Laundry

Exterior & lot

ExteriorAluminum Siding

RoofAge Over 8 Years

FoundationBrick/Mortar

Foundation area2,184 sqft

Patio/porchCovered, Deck, Enclosed, Wrap Around

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible

SewerCity Sewer - In Street

FuelElectric

Parking & garage

ParkingAttached Garage, Tuckunder Garage

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$3,728

Tax year2026

Taxes w/ assessments3728

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District480 - Onamia

District number480

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$15,570Estimated buyer credit

SODL platform fee $3,000Your buyer credit $15,570

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,770/mo

Principal & interest$3,253

Property taxes$311

Home insurance (est.)$206

Down payment

$123,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.