Listed at
$549,900
$401/sqft

Chippewa Shores

2849 Chippewa Shores Road, Brainerd, MN, 56401
2  Bedrooms2  Bathrooms1,372  Square Feet0.46  Acres
Days on market70
Year built2022
Garage spaces2
TypeResidential
Est. $13,497buyer credit when you buy with SODL
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About this home

Wake up to the water on Crow Wing Lake in this newly constructed, main-level living lake home just south of the Brainerd Lakes area. Perfectly positioned to give you the best of both worlds, close to town amenities while still delivering that true “Up North” feel. This thoughtfully designed home features spacious main-level living, including a large lakeside primary suite with stunning water views, an oversized walk-in closet, and a private bath. Step outside to 100 feet of beautiful lakeshore with a hard gravel and sand bottom, gentle elevation to the water, and ideal swimming and boating access. Enjoy sunrises and sunsets from the north side of the lake with year-round southern exposure, plus a perfectly manicured lawn with irrigation that keeps everything looking sharp without the work. The oversized, heated two-car detached garage offers plenty of room for vehicles, toys, and gear. The lower level provides an additional 1,300 square feet of storage space, or get creative and easily add a third bedroom, rec room, or flex space to fit your lifestyle. Whether you’re looking for a full-time lake home or a low-maintenance getaway, this Crow Wing Lake property delivers modern comfort, classic lake life, and a location that truly does it all.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2022
LevelsOne
Living area1,372 sqft
Above-grade finished1,372 sqft
Below-grade finished0 sqft
Lot size0.46 acres (102x206x99x191)
Days on market70
ListedJan 26, 2026
MLS #NST7012970
CountyCrow Wing
SubdivisionChippewa Shores
Parcel #63020572

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Ductless Mini-Split
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 8 sqft
Parking features
Detached Garage, Gravel
Patio & porch
Composite Decking, Deck, Patio
Exterior features
Engineered Wood, Metal
Other structures
Boat House

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,372 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2022

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Electric
Electric
200+ Amp Service

Community & HOA

Subdivision
Chippewa Shores
HOA
No HOA
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$3,680 (2025)
Listed
Jan 26, 2026
Days on market
70 · 25 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingDuctless Mini-Split
CoolingDuctless Mini-Split
LaundryLaundry Closet, Main Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorEngineered Wood, Metal
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,372 sqft
Patio/porchComposite Decking, Deck, Patio
Lot featuresTree Coverage - Light
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelElectric

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces2
Garage size8 sqft

Financial details

Annual taxes$3,680
Tax year2025
Taxes w/ assessments3680
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$13,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,380/mo
Principal & interest$2,890
Property taxes$307
Home insurance (est.)$183
%
$109,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2849 Chippewa Shores Road, Brainerd, MN, 56401

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Listing information

MLS #NST7012970
StatusClosed
Last updatedAug 27, 2026, 11:47 AM
Originally listedFeb 5, 2026, 12:00 AM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.