Sold / Closed
$635,000

Sold price · Closed Jun 25, 2026

$323/sqft

28249 646th Street

28249 646th Street, Lake City, MN, 55041
4  Bedrooms2  Bathrooms1,980  Square Feet10  Acres
Days on market12
Year built1890
Garage spaces2
TypeResidential
Est. $16,197buyer credit when you buy with SODL

About this home

Welcome to 28249/28247 646th Street in Lake City, Minnesota—an exceptionally rare opportunity to own a multi-home rural property set on 10 beautiful acres. Offering versatility, functionality, and income potential, this unique setup is ideal for a variety of lifestyles. The primary home is an older residence that has been very well maintained over the years, featuring tasteful updates including newer flooring throughout and fresh paint. It offers a comfortable and inviting living space with the charm of a classic home and the benefit of thoughtful improvements. This home also has all new siding and a steel roof completed in 2021. In addition to the main home, the property includes a second residence—a well-kept mobile home that is clean, attractive, and move-in ready. Equipped with a compliant septic system, this second home provides excellent potential for extended family living, rental income, or guest accommodations. This home offers 2 great decks and one of the best views on the property overlooking the Theilman Valley. This home also has all new siding and steel roof as of 2021. The outbuildings make this property truly stand out with all new steel roofs as of 2021. A spacious 45'x72' pole shed and a heated 23'x31' shop/garage provide ample room for equipment storage, projects, or business use with 2 great lean-tos off the side for more space. An additional building offers strong potential for livestock, making this an excellent option for hobby farmers or those looking to expand agricultural operations. With open acreage and multiple functional structures, the property offers flexibility for farming, recreation, or investment. Properties with two homes and this level of utility are hard to find. Located on a dead-end road, you’ll enjoy the peace of the countryside with breathtaking views. Don’t miss your chance to own this one-of-a-kind property—schedule your private showing today.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1890
LevelsTwo
Living area1,980 sqft
Above-grade finished1,980 sqft
Below-grade finished0 sqft
Lot size10 acres (545x822x654x786)
Days on market12
ListedApr 17, 2026
MLS #NST7057745
CountyWabasha
Parcel #R160013900

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
None
Appliances
Dishwasher, Electric Water Heater, Range, Refrigerator

Property

Levels / stories
Two
Garage
2 spaces · 23x31 · 713 sqft
Parking features
Detached Garage, Gravel, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Covered, Deck, Patio, Porch
Exterior features
Vinyl
Other structures
Loafing Shed, Pole Building, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block, Stone · 963 sqft
Roof
Age 8 Years or Less, Metal, Pitched
Year built
1890

Utilities

Water
Drilled, Private, Well
Sewer
Private Sewer, Septic System Compliant - No, Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Propane, Wood
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

HOA
No HOA
School district
813 - Lake City
High school district
Lake City

Financial & listing details

Annual tax
$3,712 (2026)
Listed
Apr 17, 2026
Days on market
12
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Crawl Space, Partial
HeatingForced Air
CoolingNone
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesDishwasher, Electric Water Heater, Range, Refrigerator
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Patio, Porch, Washer/Dryer Hookup
AccessibilityNone
Special features4 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Metal, Pitched
FoundationBlock, Stone
Foundation area963 sqft
Patio/porchCovered, Deck, Patio, Porch
Lot featuresTree Coverage - Medium
Road frontageTownship, Unpaved Streets
Road responsibilityPublic Maintained Road
ZoningAgriculture

Utilities

Water sourceDrilled, Private, Well
SewerPrivate Sewer, Septic System Compliant - No, Septic System Compliant - Yes, Tank with Drainage Field
FuelPropane, Wood

Parking & garage

ParkingDetached Garage, Gravel, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces2
Garage size713 sqft

Financial details

Annual taxes$3,712
Tax year2026
Taxes w/ assessments3712
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District813 - Lake City
District number813
District phone6513452198
High schoolLake City
SODL flat fee brokerage
$16,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,886/mo
Principal & interest$3,363
Property taxes$309
Home insurance (est.)$213
%
$127,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

28249 646th Street, Lake City, MN, 55041

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Listing information

MLS #NST7057745
StatusClosed
Last updatedJun 26, 2026, 2:36 PM
Originally listedApr 17, 2026, 8:54 PM
Listing officeTony Montgomery Realty & Auction

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.