Pending
$369,900
$143/sqft

Hidden Oaks

2821 23rd Avenue S, Saint Cloud, MN, 56301
3  Bedrooms4  Bathrooms2,592  Square Feet0.46  Acres
Days on market44
Year built1987
Garage spaces2
TypeResidential
Est. $8,097buyer credit when you buy with SODL

About this home

Updated 3 BR 4 Bath home on almost half acre. Large wooded lot in a very private area in a cul-de-sac with parks close by. All recently updated and just had the trees trimmed. Spacious kitchen with granite tops and huge island with a vaulted ceiling. Tons of natural light and has 3 BRs on one level. Large family room with gas fireplace and exercise area. Primary bedroom has walk-in closet and bathroom with tile shower.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1987
LevelsThree Level Split
Living area2,592 sqft
Above-grade finished1,857 sqft
Below-grade finished735 sqft
Lot size0.46 acres (110x52x134x105x160)
Days on market44
ListedDec 31, 2025
MLS #NST7003504
CountyStearns
SubdivisionHidden Oaks
Parcel #82473050442

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
1 full / 1 3/4 / 2 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator

Property

Levels / stories
Three Level Split
Garage
2 spaces · 24x24 · 576 sqft
Parking features
Attached Garage
Patio & porch
Composite Decking, Deck
Pool
None
Lot size
0.46 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,769 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt
Year built
1987

Utilities

Water
City Water - In Street, Well
Sewer
City Sewer - In Street
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Hidden Oaks
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$3,908 (2025)
Tax with assessments
3916
Listed
Dec 31, 2025
Days on market
44
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths1
Half baths2
1/4 baths0
BasementEgress Window(s), Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Local Area Network, Natural Woodwork, In-Ground Sprinkler, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Asphalt
Foundation area1,769 sqft
Patio/porchComposite Decking, Deck
Lot featuresIrregular Lot, Tree Coverage - Medium
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street, Well
SewerCity Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$3,908
Tax year2025
Taxes w/ assessments3916
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$8,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,393/mo
Principal & interest$1,944
Property taxes$326
Home insurance (est.)$123
%
$73,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2821 23rd Avenue S, Saint Cloud, MN, 56301

Listing information

MLS #NST7003504
StatusPending
Last updatedFeb 18, 2026, 7:33 PM
Originally listedJan 5, 2026, 12:00 AM
Listing officePurpose Driven Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.