Sold / Closed
$635,000

Sold price · Closed Sep 25, 2026

$213/sqft

Sis & Teds Add

28130 140th Street NW, Zimmerman, MN, 55398
4  Bedrooms3  Bathrooms3,042  Square Feet1.1  Acres
Days on market40
Year built1971
Garage spaces3
TypeResidential
Est. $16,470buyer credit when you buy with SODL

About this home

Welcome to an extraordinary opportunity to own a completely reimagined lakefront home on the shores of Elk Lake in Zimmerman. Situated on over an acre with an impressive 263 feet of shoreline, this stunning rambler offers more than 3,000 sqft, 4 bedrooms, 3 bathrooms, and a rare combination of luxury, privacy, and waterfront views. Thoughtfully remodeled throughout, this home showcases exceptional craftsmanship, modern design, and attention to detail. The bright, open floor plan is filled with natural light and highlights panoramic lake views, beautiful luxury vinyl plank flooring, solid wood doors, and quality finishes throughout. The main level features three spacious bedrooms, including a remarkable owner's suite perfectly positioned to capture the beauty of Elk Lake. Wake up each morning to peaceful water views before retreating to your spa-inspired ensuite featuring a deep soaking tub, custom walk-in tile shower. Designed for both entertaining and everyday living, the beautifully updated kitchen is the heart of the home. Featuring an oversized kitchen island with stunning views of Elk Lake, this space offers the perfect setting for morning coffee, entertaining guests. The kitchen flows seamlessly into the main living area, where a warm gas fireplace creates an inviting space to relax and enjoy the incredible surroundings. The fully finished walkout lower level provides additional living space with a spacious family room, cozy wood-burning fireplace, fourth bedroom, full bathroom, and flexible areas perfect for guests, recreation, or a home office. Enjoy peace of mind with numerous major updates, including newer siding, newer roof, new air conditioning units, Water heater and furnace offering exceptional year-round comfort and efficiency. Step outside and experience your own private lakeside retreat. With 263 feet of shoreline, you'll enjoy endless opportunities to embrace the Elk Lake lifestyle- from boating and fishing to kayaking, paddle boarding, swimming, or simply relaxing while taking in the incredible views. The expansive yard offers plenty of room for outdoor entertaining, recreation, and enjoying the natural beauty surrounding the property. The oversized three-car garage provides abundant space for vehicles, lake toys, and all your outdoor equipment. Located just minutes from Zimmerman and within an easy commute to the Twin Cities, this exceptional property offers the perfect balance of peaceful lake living and everyday convenience.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1971
LevelsOne
Living area3,042 sqft
Above-grade finished3,042 sqft
Below-grade finished0 sqft
Lot size1.1 acres (172x394x97x104x52x309)
Days on market40
ListedJul 9, 2026
MLS #NST7106834
CountySherburne
SubdivisionSis & Teds Add
Parcel #014170140

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
3 spaces · 35x26 · 910 sqft
Parking features
Detached Garage
Patio & porch
Deck, Porch
Exterior features
Wood
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,200 sqft
Year built
1971

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas

Community & HOA

Subdivision
Sis & Teds Add
HOA
No HOA
School district
477 - Princeton
High school district
Princeton

Financial & listing details

Annual tax
$5,090 (2025)
Listed
Jul 9, 2026
Days on market
40
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorWood
FoundationOther
Foundation area1,200 sqft
Patio/porchDeck, Porch
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces3
Garage size910 sqft

Financial details

Annual taxes$5,090
Tax year2025
Taxes w/ assessments5090
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District477 - Princeton
District number477
District phone7633892422
High schoolPrinceton
SODL flat fee brokerage
$16,470Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,470

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,051/mo
Principal & interest$3,411
Property taxes$424
Home insurance (est.)$216
%
$129,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

28130 140th Street NW, Zimmerman, MN, 55398

Comparable homes

Listing information

MLS #NST7106834
StatusClosed
Last updatedSep 25, 2026, 10:32 PM
Originally listedJul 9, 2026, 12:12 PM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.