Does this property have an HOA?

Yes. The HOA fee is $300 per month.

What are the annual property taxes?

Annual property taxes are $3,286 (2026).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 4 days.

Listed at

$209,900

$128/sqft

Cic 77 Turtle Ponds 2nd

2765 230th Lane, Saint Francis, MN, 55070

2 Bedrooms2 Bathrooms1,638 Square Feet0.07 Acres

Days on market4

Year built2002

Garage spaces2

HOA / month$300

TypeResidential

Est. $3,297buyer credit when you buy with SODL

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About this home

Welcome to this inviting 2-bedroom, 2-bath townhouse offering comfortable living, flexible space, and a peaceful setting. The open main level features a spacious layout with easy access to a private deck, perfect for morning coffee or relaxing outdoors. The finished walkout lower level includes newer flooring and offers versatile space for a family room, home office, guests, or additional living needs. Enjoy the convenience of a 2-car attached, insulated, and heated garage with plenty of storage. Tucked into a quiet, nature-filled setting, this home is still close to shopping, dining, parks, and everyday amenities, with The Ponds golf course just down the street. If you're looking for low-maintenance living with room to spread out, this home is ready to welcome you. Schedule your showing today!

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2002

LevelsSplit Entry (Bi-Level)

Living area1,638 sqft

Above-grade finished888 sqft

Below-grade finished750 sqft

Lot size0.07 acres (0)

Days on market4

ListedSep 25, 2026

MLS #NST7150797

CountyAnoka

SubdivisionCic 77 Turtle Ponds 2nd

Parcel #333424430195

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 400 sqft
Parking features: Attached Garage
Patio & porch: Composite Decking, Deck
Exterior features: Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Construction materials: Block
Foundation: Block · 888 sqft
Year built: 2002

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Cic 77 Turtle Ponds 2nd
HOA: $300/month
HOA name: RG Property Services
HOA phone: 6129646171
HOA includes: Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Snow Removal
School district: 15 - St. Francis

Financial & listing details

Annual tax: $3,286 (2026)
Listed: Sep 25, 2026
Days on market: 4
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFinished, Full, Walkout

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room

AppliancesDishwasher, Dryer, Gas Water Heater, Range, Refrigerator

DiningEat In Kitchen

AmenitiesBalcony, Deck, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationBlock

Foundation area888 sqft

Patio/porchComposite Decking, Deck

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$3,286

Tax year2026

Taxes w/ assessments3286

Assessment pendingNo

HOA fee$300

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$3,297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,747/mo

Principal & interest$1,103

Property taxes$274

Home insurance (est.)$70

HOA fees$300

Down payment

$41,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.