Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,386 (2026).

What school district is this property in?

This property is in the 2342 - West Central Area school district.

Does this home have a garage?

Yes, this home has a 5-car garage.

How long has this property been on the market?

This property has been listed for 178 days.

Listed at

$489,900

$119/sqft

Olsons Oak Point 3rd Add

27322 Oak Point Road, Elbow Lake, MN, 56531

5 Bedrooms3 Bathrooms4,104 Square Feet1.88 Acres

Days on market178

Year built1985

Garage spaces5

TypeResidential

Est. $11,697buyer credit when you buy with SODL

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About this home

Fully loaded property! Welcome to Oak Point Loop on Pomme de Terre Lake between Ashby and Elbow Lake. This 5-bedroom, 3-bath home offers plenty of space, comfort, and beautiful lake views! The open-concept layout features a large living room with a cozy fireplace, wood beams and large picture windows overlooking the lake—perfect for entertaining or relaxing with friends and family. An elevator makes the home easily accessible, and the lower level includes a second kitchen and its own entrance, creating a great option for guests or a rental opportunity. There have been many updates throughout the years with the most recent including a master bathroom remodel and a new deck and patio in Oct 2025. There's no complaining about lack of storage on this property - featuring four garage stalls and a large pole shed with an extra-tall door—ideal for an RV, boat storage, or workshop area. Enjoy the spacious backyard with wildlife plus amazing west-facing sunsets across the lake- you won't beat them from this property! Located less than a mile from Tipsinah Mounds Golf Course and surrounded by the beauty of Pomme de Terre Lake, this property offers a true lifestyle—relax on the water, spend the afternoon on the greens, and come home to comfort and space. Seller related to agent. Lake lot across the road also available.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1985

LevelsTwo

Living area4,104 sqft

Above-grade finished2,562 sqft

Below-grade finished1,542 sqft

Lot size1.88 acres (440 x 175)

Days on market178

ListedJan 30, 2026

MLS #NST7014037

CountyGrant

SubdivisionOlsons Oak Point 3rd Add

Parcel #040100000

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air, Fireplace(s), In-Floor Heating, Radiant
Cooling: Central Air, Ductless Mini-Split
Appliances: Central Vacuum, Dishwasher, Dryer, Fuel Tank - Rented, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Two
Garage: 5 spaces · 30x34 · 1,020 sqft
Parking features: Attached Garage, Driveway - Other Surface, Garage Door Opener, Heated Garage, Multiple Garages, RV Access/Parking, Tuckunder Garage
Patio & porch: Deck, Side Porch
Exterior features: Cedar
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: 8 ft+ Pour · 1,542 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1985

Utilities

Water: Well
Sewer: Septic System Compliant - No, Tank with Drainage Field
Fuel: Propane

Community & HOA

Subdivision: Olsons Oak Point 3rd Add
HOA: No HOA
School district: 2342 - West Central Area
High school district: West Central Area

Financial & listing details

Annual tax: $3,386 (2026)
Tax with assessments: 3716
Listed: Jan 30, 2026
Days on market: 178 · 208 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Egress Window(s), Full, Concrete, Tile Shower, Walkout

HeatingForced Air, Fireplace(s), In-Floor Heating, Radiant

CoolingCentral Air, Ductless Mini-Split

Fireplaces2

LaundryElectric Dryer Hookup, Lower Level, Laundry Room, Washer Hookup

AppliancesCentral Vacuum, Dishwasher, Dryer, Fuel Tank - Rented, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningKitchen/Dining Room, Living/Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Intercom System, Indoor Sprinklers, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityAccessible Elevator Installed, Fully Wheelchair, Hallways 42"+, Roll-In Shower

Special features3 BR on One Level

Exterior & lot

ExteriorCedar

RoofAge Over 8 Years, Asphalt

Foundation8 ft+ Pour

Foundation area1,542 sqft

Patio/porchDeck, Side Porch

Lot featuresIsland/Peninsula, Tree Coverage - Medium

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - No, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage, Driveway - Other Surface, Garage Door Opener, Heated Garage, Multiple Garages, RV Access/Parking, Tuckunder Garage

Garage spaces5

Garage size1,020 sqft

Financial details

Annual taxes$3,386

Tax year2026

Taxes w/ assessments3716

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2342 - West Central Area

District number2342

District phone3205282650

High schoolWest Central Area

SODL flat fee brokerage

$11,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,020/mo

Principal & interest$2,575

Property taxes$282

Home insurance (est.)$163

Down payment

$97,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.