Listed at
$450,000
$195/sqft

2730 Evergreen Circle

2730 Evergreen Circle, White Bear Lake, MN, 55110
4  Bedrooms3  Bathrooms2,313  Square Feet
Days on market256
Year built1989
Garage spaces3
TypeResidential
Est. $10,500buyer credit when you buy with SODL
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About this home

Welcome to an exceptional opportunity in one of White Bear Lake's most sought after locations, just four short blocks from the shoreline of beautiful White Bear Lake. This residence offers the rare option to join private beach access during the summer months, creating a lifestyle that blends recreation, tranquility, and community. Tucked away on a quiet cul-de-sac of just 12 homes, this property delivers privacy while remaining close to everything that makes the area so desirable, like the shopping and restaurants. From the moment you enter, you're greeted by an abundance of natural light pouring through expansive wall-to-wall windows in the living room, creating a warm and inviting atmosphere. The main level flows effortlessly into the dining area and kitchen, where newly refinished hardwood floors add both elegance and continuity. The Kitchen is thoughtfully designed with a center island offering additional seating, a built-in desk nook ideal for organization or remote work, a window over the sink, stainless steel refrigerator and dishwasher, and a brand new stainless steel microwave. Upstairs, brand-new carpet leads to three generously sized bedrooms. The primary suite offers ample space and a private ensuite bathroom. The updated 3/4 bathroom features a new vanity, sink and fresh paint, while two additional bedrooms-each with built in desks-share a full bath, providing both comfort and versatility. The lower level continues to impress with all new carpet, a freshly painted laundry room and a fourth bedroom complete with a walk-in closet. The spacious family room is filled with natural light and anchored by a gas fireplace. A convenient storage closet provides space for games, blankets and everyday essentials. The basement level offers built-in storage and abundant unfinished space, ready to be customized to suit your needs. Additional highlights included a heated 3-car attached garage with a workshop area, central vacuum system and irrigation system serving the private, beautifully landscaped backyard. This home offers an exceptional combination of location, thoughtful updates, space and lifestyle-an outstanding opportunity in premier White Bear Lake setting.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1989
LevelsFour or More Level Split
Living area2,313 sqft
Above-grade finished2,313 sqft
Below-grade finished0 sqft
Lot size0 acres (101 X 121)
Days on market256
ListedJan 15, 2026
MLS #NST7004966
CountyRamsey
Parcel #123022140048

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Central Vacuum, Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator

Property

Levels / stories
Four or More Level Split
Garage
3 spaces · 35x28 · 980 sqft
Parking features
Attached Garage, Asphalt, Heated Garage
Patio & porch
Deck
Lot dimensions
101 X 121
Lot features
Tree Coverage - Medium

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,516 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1989

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
White Bear Lake

Financial & listing details

Annual tax
$5,516 (2025)
Listed
Jan 15, 2026
Days on market
256
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Drainage System, Partial, Sump Basket, Sump Pump, Unfinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesCentral Vacuum, Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Natural Woodwork, Paneled Doors, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,516 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageCity Street, Cul De Sac, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Heated Garage
Garage spaces3
Garage size980 sqft

Financial details

Annual taxes$5,516
Tax year2025
Taxes w/ assessments5516
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2099
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$10,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,975/mo
Principal & interest$2,365
Property taxes$460
Home insurance (est.)$150
%
$90,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2730 Evergreen Circle, White Bear Lake, MN, 55110

Listing information

MLS #NST7004966
StatusActive
Last updatedJan 20, 2026, 7:34 AM
Originally listedJan 15, 2026, 2:12 PM
Listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.