Listed at
$500,000
$174/sqft

White Stone

27163 Ironwood Court, Chisago City, MN, 55013
3  Bedrooms4  Bathrooms2,873  Square Feet2.2  Acres
Days on market4
Year built1998
Garage spaces3
TypeResidential
Est. $12,000buyer credit when you buy with SODL
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About this home

This one story home on 2.2 acres was built for the way Minnesotans actually want to live. The main level keeps everything accessible and well-connected. The kitchen has what you'd expect with quartz countertops, newer stainless appliances, and storage for real life. The sunny informal dining nook with its bright windows makes mornings worth slowing down for. The primary suite is thoughtfully designed: full private bath, walk-in closet, and a patio door that opens directly to the back deck. A flexible main-level office works equally well as a den or non-conforming bedroom, depending on what stage of life you're in. Downstairs, the home opens into something a little different. A wet bar with knotty pine and true northwoods character sets the tone for a lower level built for gathering. The double-sided fireplace shared between the entertaining space and the lower level bedroom is one of those details that makes guests want to stay a little longer. Outside, two decks give you real options. The main deck runs a king-sized 33x10 and handles a crowd without effort. A couple of storage sheds are included to keep lawn equipment tucked out of the way. The 2.2 acre lot feels like a nature reserve: mature trees, open flat ground, gently rolling terrain and a private pond that gives the land real character. Chisago City sits roughly 45 minutes north of the Twin Cities metro — close enough to commute, far enough to decompress. The area is home to over 10 lakes and more than 100 miles of shoreline, Wild Mountain for year-round recreation, WineHaven Winery, Franconia Sculpture Park, scenic trails, and a genuine small-town feel that hasn't been manufactured. Shopping and dining are close by, and Chisago Lakes schools serve the area well. One thing worth noting upfront: a section of front concrete near the entry and the landscaped retaining wall will need to be replaced. We have a bid and the improvement will be taken care of out of the seller's proceeds. Don't let it deter you, we know it has to get done.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1998
LevelsOne
Living area2,873 sqft
Above-grade finished1,581 sqft
Below-grade finished1,292 sqft
Lot size2.2 acres (250x208x130x183x410)
Days on market4
ListedSep 23, 2026
MLS #NST7145747
CountyChisago
SubdivisionWhite Stone
Parcel #131112986

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Electronic Air Filter, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 35x22.7 · 790 sqft
Parking features
Attached Garage, Asphalt, Electric, Finished Garage, Garage Door Opener, Storage
Patio & porch
Deck, Front Porch
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,455 sqft
Roof
Age Over 8 Years, Architectural Shingle
Year built
1998

Utilities

Water
Private, Well
Sewer
Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
150 Amp Service

Community & HOA

Subdivision
White Stone
HOA
No HOA
School district
2144 - Chisago Lakes
High school district
Chisago Lakes

Financial & listing details

Annual tax
$5,662 (2026)
Listed
Sep 23, 2026
Days on market
4
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Drainage System, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Sump Pump
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryElectric Dryer Hookup, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electronic Air Filter, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Area, Kitchen/Dining Room, Living/Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, French Doors, Hardwood Floors, Local Area Network, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Porch, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilitySoaking Tub
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years, Architectural Shingle
FoundationBlock
Foundation area1,455 sqft
Patio/porchDeck, Front Porch
Lot featuresIrregular Lot, Tree Coverage - Medium
Road frontageCity Street, No Outlet/Dead End, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerMound Septic, Private Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Finished Garage, Garage Door Opener, Storage
Garage spaces3
Garage size790 sqft

Financial details

Annual taxes$5,662
Tax year2026
Taxes w/ assessments5662
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2144 - Chisago Lakes
District number2144
District phone6512132096
High schoolChisago Lakes
SODL flat fee brokerage
$12,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,266/mo
Principal & interest$2,628
Property taxes$472
Home insurance (est.)$167
%
$100,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

27163 Ironwood Court, Chisago City, MN, 55013

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Listing information

MLS #NST7145747
StatusActive
Last updatedSep 29, 2026, 12:15 AM
Originally listedSep 25, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.