Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,250 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 52 days.

Sold / Closed

$420,000

Sold price · Closed Jun 5, 2026

$125/sqft

Hidden Oaks 2

2706 21st Avenue S, Saint Cloud, MN, 56301

4 Bedrooms4 Bathrooms3,356 Square Feet0.46 Acres

Days on market52

Year built1993

Garage spaces2

TypeResidential

Est. $9,597buyer credit when you buy with SODL

About this home

Welcome Home to this Beautifully Maintained 2 Story Perfectly Situated on a Corner Lot in Coveted Hidden Oaks. Mature Trees Line the Backyard, Creating Privacy and Natural Beauty. Enjoy Summer on the New Maintenance Free Deck – Ideal for Hosting Gatherings, Savoring Your Morning Coffee, and Relaxing During Peaceful Evenings. Inside, You Will Find a Thoughtfully Designed Layout Featuring 4 Bedrooms – including 3 on the Upper Level. The Spacious Primary Suite Offers a Private Retreat Complete with a Jetted Tub, Shower and Walk-In Closet. The Main Level Boasts an Inviting Floor Plan with an Updated Kitchen that Flows Seamlessly into the Great Room and Informal Dining Area. Formal Living Room and Dining Rooms are Perfect Spaces for Everyday Living and Entertaining. Convenience Continues with the Main Floor Laundry, ½ Bath and Easy Access to Attached Garage. Additional Highlights include an In-ground Sprinkler System Connected to the Drilled Well, New Shingles in 2022 and Many Other Updates including Fresh Paint, New Quartz Kitchen Counters, Newer Dishwasher, Washer and Dryer, Newer Furnace and More. Easy Access to I-94 and within Walking Distance to Oak Hill Elementary. This Home Offers Comfort, Functionality, and a Fantastic Location.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1993

LevelsTwo

Living area3,356 sqft

Above-grade finished2,256 sqft

Below-grade finished1,100 sqft

Lot size0.46 acres (78 x 182 x 137 x 202)

Days on market52

ListedApr 1, 2026

MLS #NST7045927

CountyStearns

SubdivisionHidden Oaks 2

Parcel #82473050504

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 24 x 24 · 576 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Composite Decking, Deck
Exterior features: Steel Siding
Lot size: 0.46 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,128 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1993

Utilities

Water: City Water/Connected, Drilled
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Hidden Oaks 2
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $4,250 (2026)
Tax with assessments: 4258
Listed: Apr 1, 2026
Days on market: 52
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Sump Basket, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryLaundry Room, Main Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room, Separate/Formal Dining Room

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,128 sqft

Patio/porchComposite Decking, Deck

Lot featuresCorner Lot, Tree Coverage - Medium, Underground Utilities

Road frontageCity Street, Paved Streets, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Drilled

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$4,250

Tax year2026

Taxes w/ assessments4258

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$9,597Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,597

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,701/mo

Principal & interest$2,207

Property taxes$354

Home insurance (est.)$140

Down payment

$83,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.