Listed at
$349,990
$237/sqft

River Oaks

2689 and 2688 Oak Loop, Baudette, MN, 56623
3  Bedrooms1  Bathroom1,476  Square Feet1.02  Acres
Days on market61
Year built1968
Garage spaces5
TypeResidential
Est. $7,500buyer credit when you buy with SODL
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About this home

Welcome to 2688 & 2689 Oak Loop NW, a clean, well-maintained waterfront home offering the best of both—close to area resorts, fishing, and steps away from the golf course, yet set in a quieter, more relaxed neighborhood along Johnson Creek. This home features a comfortable open-concept layout where the kitchen, dining, and living spaces connect easily, creating a functional space for both everyday living and hosting. A large patio door off the living room looks out to the backyard and waterfront, offering a peaceful setting often filled with wildlife. The home includes three bedrooms, an oversized bathroom, and a dedicated laundry room. Plenty of updates have brought new life to the home, including a new mound septic system installed in 2025, interior and exterior paint, new hickory LVP flooring in two bedrooms, HVAC servicing to ensure proper operation. In addition to the home, the property includes a second lot with a large shop building featuring three oversized stalls. With electricity and heat, it offers plenty of space for boats, campers, ice houses, or storage. A grandfathered boathouse and dock (ready for reimagination) are also in place, adding to the property’s waterfront use. Currently used as a second home and licensed for short term rental use, the property offers flexibility for those looking for a personal retreat, rental opportunity, or both.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1968
LevelsOne
Living area1,476 sqft
Above-grade finished1,476 sqft
Below-grade finished0 sqft
Lot size1.02 acres (100x196x100x212)
Days on market61
ListedJul 28, 2026
MLS #NST7117765
CountyLake of the Woods
SubdivisionRiver Oaks
Parcel #235203050

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air, In-Floor Heating
Cooling
None
Appliances
Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
5 spaces · 24x28 49x34 · 2,338 sqft
Parking features
Attached Garage
Exterior features
Vinyl
View
River
Waterfront
Creek/Stream

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block, Slab · 1,476 sqft
Year built
1968

Utilities

Water
Private
Sewer
Mound Septic
Fuel
Electric, Propane
Electric
200+ Amp Service

Community & HOA

Subdivision
River Oaks
HOA
No HOA
School district
390 - Lake of the Woods
High school district
Lake of the Woods

Financial & listing details

Annual tax
$2,910 (2026)
Tax with assessments
1988
Listed
Jul 28, 2026
Days on market
61
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementCrawl Space
HeatingForced Air, In-Floor Heating
CoolingNone
Fireplaces1
LaundryLaundry Room
AppliancesDryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned
AccessibilityNone

Exterior & lot

ExteriorVinyl
FoundationBlock, Slab
Foundation area1,476 sqft
Road frontageCounty Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate
SewerMound Septic
FuelElectric, Propane

Parking & garage

ParkingAttached Garage
Garage spaces5
Garage size2,338 sqft

Financial details

Annual taxes$2,910
Tax year2026
Taxes w/ assessments1988
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District390 - Lake of the Woods
District number390
District phone2186342735
High schoolLake of the Woods
SODL flat fee brokerage
$7,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,199/mo
Principal & interest$1,839
Property taxes$243
Home insurance (est.)$117
%
$69,998
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2689 and 2688 Oak Loop, Baudette, MN, 56623

Listing information

MLS #NST7117765
StatusActive
Last updatedAug 29, 2026, 12:12 PM
Originally listedJul 28, 2026, 11:22 PM
Listing officeLake Country Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.