Listed at
$550,000
$260/sqft

Hermit Lake Estates PUD

26733 168th Avenue, Cold Spring, MN, 56320
3  Bedrooms2  Bathrooms2,112  Square Feet5.2  Acres
Days on market74
Year built1999
Garage spaces3
TypeResidential
Est. $13,500buyer credit when you buy with SODL
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About this home

Set on 5 scenic acres with 313 feet of Hermit Lake shoreline, this beautifully maintained 3-bedroom, 2-full-bath home offers timeless character, thoughtful updates, and captivating views from every angle. Originally built circa 1890 and relocated to the property in 1998, the home blends historic charm with comfortable everyday living and meaningful improvements throughout. Recent updates include new flooring on the main and lower level, honed granite countertops (2025), and inviting spaces designed to enjoy the surrounding landscape. Outdoor living is a standout feature, with a wood-fired pizza oven, gazebo, paver patio, barrel sauna, landscaped grounds, fruit trees, wild berries, and abundant wildlife. Additional highlights include a heated attached garage with pull-down ladder and storage trusses, a heated insulated shop, and a location just 2 miles from the Big Fish Lake public landing.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1999
LevelsTwo
Living area2,112 sqft
Above-grade finished1,344 sqft
Below-grade finished768 sqft
Lot size5.2 acres (irregular)
Days on market74
ListedMay 14, 2026
MLS #NST7073827
CountyStearns
SubdivisionHermit Lake Estates PUD
Parcel #05031650002

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Fireplace(s), Geothermal, Heat Pump
Cooling
Central Air, Geothermal, Heat Pump
Appliances
Central Vacuum, Dishwasher, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 28x26 · 728 sqft
Parking features
Attached Garage, Detached Garage, Gravel, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch
Composite Decking, Deck, Patio
Exterior features
Vinyl
Other structures
Garage(s), Lean-To, Sauna, Workshop, Studio, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Wood · 768 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1999

Utilities

Water
Drilled, Well
Sewer
Septic System Compliant - Yes
Fuel
Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Hermit Lake Estates PUD
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$3,594 (2026)
Listed
May 14, 2026
Days on market
74 · 2 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementFinished, Full, Storage Space, Tile Shower, Walkout, Wood
HeatingFireplace(s), Geothermal, Heat Pump
CoolingCentral Air, Geothermal, Heat Pump
Fireplaces2
LaundryElectric Dryer Hookup, Laundry Closet, Lower Level, Washer Hookup
AppliancesCentral Vacuum, Dishwasher, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesDeck, Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Panoramic View, Sauna, In-Ground Sprinkler, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationWood
Foundation area768 sqft
Patio/porchComposite Decking, Deck, Patio
Lot featuresIrregular Lot, Tree Coverage - Medium
Road frontageNo Outlet/Dead End, Private Road
Road responsibilityRoad Maintenance Agreement
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerSeptic System Compliant - Yes
FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Garage spaces3
Garage size728 sqft

Financial details

Annual taxes$3,594
Tax year2026
Taxes w/ assessments3594
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$13,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,373/mo
Principal & interest$2,890
Property taxes$300
Home insurance (est.)$183
%
$110,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

26733 168th Avenue, Cold Spring, MN, 56320

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Listing information

MLS #NST7073827
StatusClosed
Last updatedAug 6, 2026, 5:01 PM
Originally listedMay 22, 2026, 12:00 AM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.