Listed at
$399,000
$355/sqft

Thomas Beach

26461 State Highway 78 #4, Battle Lake, MN, 56515
2  Bedrooms1  Bathroom1,124  Square Feet0.042  Acres
Days on market63
Year built1960
Garage spaces1
HOA / month$100
TypeResidential
Est. $8,970buyer credit when you buy with SODL
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About this home

Turnkey Otter Tail Lake Living for Under $400,000! Enjoy everything Otter Tail Lake has to offer with this beautifully updated, year-round home at 26461 Hwy 78 #4, Battle Lake, MN. Located in the desirable Thomas Beach Association, a charming six-unit lake community, this move-in-ready property combines low-maintenance ownership with direct access to one of Minnesota's premier recreational lakes. Extensively renovated and upgraded, this home features a refreshed kitchen, updated bathroom, new flooring, and numerous mechanical improvements, allowing you to spend less time on projects and more time enjoying lake life. Whether you're looking for a full-time residence, weekend retreat, or investment property, this turnkey home is ready for immediate enjoyment. As part of the Thomas Beach Association, owners enjoy direct access to the sandy shoreline of Otter Tail Lake, along with a designated space on the shared dock for your boat and lift. Spend your days fishing, boating, water skiing, swimming, or simply taking in the breathtaking lake views and sunsets that make Otter Tail Lake such a sought-after destination. The property also offers excellent storage and convenience, featuring an attached garage, abundant additional storage space, and a separate storage shed perfect for housing all of your lake toys, fishing gear, outdoor equipment, and seasonal items. If you've been searching for an affordable way to enjoy lakefront living without the expense and maintenance of traditional waterfront ownership, this is an opportunity you won't want to miss. Experience the best of Minnesota lake life in a well-maintained, updated home with shared lake access, docking privileges, and everything you need to start making memories on Otter Tail Lake from day one.

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built1960
LevelsOne
Living area1,124 sqft
Above-grade finished1,124 sqft
Below-grade finished0 sqft
Lot size0.042 acres (0)
Days on market63
ListedJul 24, 2026
MLS #NST7114909
CountyOtter Tail
SubdivisionThomas Beach
Parcel #25000991203000

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Forced Air
Cooling
Central Air
Basement
None · 0 sqft finished

Property

Levels / stories
One
Garage
1 space · 120 sqft
Parking features
Attached Garage
Exterior features
Wood
View
Lake
Waterfront
Association Access

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Foundation
Slab · 1,124 sqft
Year built
1960

Utilities

Water
Shared System, Well
Sewer
Septic System Compliant - Yes
Fuel
Electric, Propane

Community & HOA

Subdivision
Thomas Beach
HOA
$100/month
HOA name
Thomas Beach
HOA phone
7016406093
HOA includes
Beach Access, Dock, Lawn Care, Sewer, Shared Amenities, Water
School district
542 - Battle Lake

Financial & listing details

Annual tax
$1,992 (2026)
Listed
Jul 24, 2026
Days on market
63
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
AccessibilityNone

Exterior & lot

ExteriorWood
FoundationSlab
Foundation area1,124 sqft
ZoningShoreline

Utilities

Water sourceShared System, Well
SewerSeptic System Compliant - Yes
FuelElectric, Propane

Parking & garage

ParkingAttached Garage
Garage spaces1
Garage size120 sqft

Financial details

Annual taxes$1,992
Tax year2026
Taxes w/ assessments1992
Assessment pendingNo
HOA fee$100
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District542 - Battle Lake
District number542
District phone2188645215
High schoolBattle Lake
SODL flat fee brokerage
$8,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,496/mo
Principal & interest$2,097
Property taxes$166
Home insurance (est.)$133
HOA fees$100
%
$79,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

26461 State Highway 78 #4, Battle Lake, MN, 56515

Listing information

MLS #NST7114909
StatusActive
Last updatedJul 28, 2026, 1:21 PM
Originally listedJul 27, 2026, 12:48 PM
Listing officeLakes Country Realty Group

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.