Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,104 (2025).

What school district is this property in?

This property is in the 1260 - Cumberland school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 54 days.

Listed at

$649,900

$401/sqft

2623 5 5 1/2 Street

2623 5 5 1/2 Street, Cumberland, WI, 54829

3 Bedrooms2 Bathrooms1,620 Square Feet0.884 Acres

Days on market54

Year built2017

Garage spaces2

TypeResidential

Est. $16,497buyer credit when you buy with SODL

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About this home

Lake Home for Sale - This property is situated on Spring Lake, just four miles north of Cumberland. It features three bedrooms, two bathrooms, and encompasses 1,640 finished square feet. The home, constructed in 2017, is set on 0.88 acres with 251 feet of lake frontage and offers level elevation, including a sandy swimming beach. The outdoor space includes a concrete entertainment area complete with a fire pit, and a concrete patio overlooking the lake, which was built in 2021. The property comes equipped with a dock and a new 12x14’ Old Hickory lake barn, both added in 2021. Additionally, new flooring and appliances were installed in 2021. This open-concept home is move-in ready and beautifully landscaped, making it ideal for outdoor activities.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2017

LevelsOne

Living area1,620 sqft

Above-grade finished1,620 sqft

Below-grade finished0 sqft

Lot size0.884 acres (186x430x102x422)

Days on market54

ListedAug 4, 2026

MLS #NST7121325

CountyBarron

Parcel #030240029000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Other
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 720 sqft
Parking features: Detached Garage, Other
Exterior features: Vinyl
View: Lake
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 1,620 sqft
Year built: 2017

Utilities

Water: Drilled, Private, Well
Sewer: Holding Tank
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 1260 - Cumberland
High school district: Cumberland

Financial & listing details

Annual tax: $5,104 (2025)
Listed: Aug 4, 2026
Days on market: 54
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementOther

HeatingOther

CoolingDuctless Mini-Split

Fireplaces1

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

AmenitiesDock

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationPoured Concrete

Foundation area1,620 sqft

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerHolding Tank

FuelPropane

Parking & garage

ParkingDetached Garage, Other

Garage spaces2

Garage size720 sqft

Financial details

Annual taxes$5,104

Tax year2025

Taxes w/ assessments5104

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District1260 - Cumberland

District number1260

District phone7158224611

High schoolCumberland

SODL flat fee brokerage

$16,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,057/mo

Principal & interest$3,416

Property taxes$425

Home insurance (est.)$217

Down payment

$129,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.