Sold / Closed
$605,300

Sold price · Closed Jun 30, 2026

$198/sqft

Keya Paha Ranch 4th Sub

2595 86th Court, Northfield, MN, 55057
4  Bedrooms3  Bathrooms3,003  Square Feet1.518  Acres
Days on market26
Year built1989
Garage spaces2
HOA / month$135
TypeResidential
Est. $14,850buyer credit when you buy with SODL

About this home

Welcome to life on Union Lake. Tucked into 1.52 wooded acres with deeded access to Union Lake, this 4-bed, 3-bath home delivers the rare trifecta: peaceful lake living, true privacy, and an easy commute. Mature trees wrap the property, 56 acres of undeveloped woods sit next door, and yet you're minutes from I-35, downtown Northfield, and within reach of the Twin Cities. Inside, over 3,000 finished square feet stretch out around you. The main level brings hardwood floors, an eat-in kitchen, formal dining, main-floor laundry, and three bedrooms including the primary suite with walk-in closet and walk-in shower. Big windows frame panoramic east-facing views of the woods and water. Downstairs, the walkout lower level is built for everything else: a massive family room, a fourth bedroom, a full bath, serious storage, and a dedicated workshop for the projects, hobbies, or gear that need a home of their own. Watch sunrises from the deck. Fish, kayak, paddleboard, and pontoon all summer. Cross-country ski all winter. At nearly 400 acres, Union Lake gives you the year. This is the one that gives you privacy, recreation, and nature, without making you choose.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1989
LevelsOne
Living area3,003 sqft
Above-grade finished1,994 sqft
Below-grade finished1,009 sqft
Lot size1.518 acres (170x199x331x263)
Days on market26
ListedMay 28, 2026
MLS #NST7073384
CountyRice
SubdivisionKeya Paha Ranch 4th Sub
Parcel #0235301001

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 23x22'10 · 525 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck
Exterior features
Stone, Wood
View
East, Lake, Panoramic

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,994 sqft
Roof
Asphalt
Year built
1989

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Keya Paha Ranch 4th Sub
HOA
$135/annual
HOA name
Keya Paha Homeowners Association
HOA phone
9526522003
HOA includes
Beach Access, Shared Amenities
School district
659 - Northfield

Financial & listing details

Annual tax
$6,328 (2026)
Tax with assessments
6388
Listed
May 28, 2026
Days on market
26
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room
AppliancesDishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
DiningBreakfast Area, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Wood
RoofAsphalt
FoundationBlock
Foundation area1,994 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size525 sqft

Financial details

Annual taxes$6,328
Tax year2026
Taxes w/ assessments6388
Assessment pendingYes
HOA fee$135
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District659 - Northfield
District number659
District phone5076630629
High schoolNorthfield
SODL flat fee brokerage
$14,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,988/mo
Principal & interest$3,127
Property taxes$527
Home insurance (est.)$198
HOA fees$135
%
$119,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2595 86th Court, Northfield, MN, 55057

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Listing information

MLS #NST7073384
StatusClosed
Last updatedJul 1, 2026, 12:58 AM
Originally listedMay 28, 2026, 6:04 PM
Listing officeKeller Williams Realty Integrity Lakes

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.