Listed at
$169,900
$315/sqft

Sweets Borden Lake Cluster

25637 Circle Drive, Garrison, MN, 56450
2  Bedrooms1  Bathroom540  Square Feet0.04  Acres
Days on market404
Year built1985
ParkingGravel
HOA / month$110
TypeResidential
Est. $2,097buyer credit when you buy with SODL
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About this home

Charming Updated Cottage on Borden Lake! The Association Fee includes the boat slip. Escape to the lake with this beautifully updated 2 bedroom, 1 bath Cottage on sought-after Borden Lake. Blending Pottery Barn warmth with Farmhouse Charm, this retreat is filled with inviting details and modern upgrades. Step inside to a vaulted ceiling that creates a bright open feel, while thoughtful finishes bring character and style throughout. The recent updates offer move in ready comfort and a place to gather with family and friends. Enjoy morning coffee on the deck, with afternoons on the water and evenings by the fire - all with Borden Lake just steps away. If you're looking for the perfect getaway, this cottage offers the perfect balance of charm and convenience.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1985
LevelsOne
Living area540 sqft
Above-grade finished540 sqft
Below-grade finished0 sqft
Lot size0.04 acres (37x50)
Days on market404
ListedAug 18, 2025
MLS #NST6774850
CountyCrow Wing
SubdivisionSweets Borden Lake Cluster
Parcel #67100555

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Other
Cooling
Window Unit(s)
Basement
None · 0 sqft finished

Property

Levels / stories
One
Parking features
Gravel
Patio & porch
Front Porch
Pool
None
Fencing
None
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
540 sqft
Roof
Metal, Pitched
Year built
1985

Utilities

Water
Shared System
Sewer
Shared Septic
Fuel
Electric
Electric
Circuit Breakers

Community & HOA

Subdivision
Sweets Borden Lake Cluster
HOA
$110/month
HOA name
Sweets Borden Lake Cluster
HOA phone
6127012418
HOA includes
Beach Access, Dock, Other, Maintenance Grounds, Professional Mgmt, Sanitation, Sewer, Shared Amenities, Snow Removal, Water
School district
Brainerd

Financial & listing details

Annual tax
$974 (2025)
Listed
Aug 18, 2025
Days on market
404 · 158 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingOther
CoolingWindow Unit(s)
DiningKitchen/Dining Room
AmenitiesDock, Panoramic View, Boat Slip, Sun Room, Vaulted Ceiling(s)
AccessibilityOther
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Rehabbed, Renovated

Exterior & lot

RoofMetal, Pitched
Foundation area540 sqft
Patio/porchFront Porch
ZoningOther

Utilities

Water sourceShared System
SewerShared Septic
FuelElectric

Parking & garage

ParkingGravel
Garage spaces0
Garage size0 sqft

Financial details

Annual taxes$974
Tax year2025
Taxes w/ assessments974
Assessment pendingUnknown
HOA fee$110
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number896
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$2,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,141/mo
Principal & interest$893
Property taxes$81
Home insurance (est.)$57
HOA fees$110
%
$33,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

25637 Circle Drive, Garrison, MN, 56450

Listing information

MLS #NST6774850
StatusPending
Last updatedJan 23, 2026, 8:09 PM
Originally listedAug 20, 2025, 8:53 AM
Listing officeLPT Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.