Pending
$304,900
$140/sqft

Cumming Add To St Cloud

2530 Clearwater Road, Saint Cloud, MN, 56301
2  Bedrooms2  Bathrooms2,172  Square Feet0.37  Acres
Days on market15
Year built1984
Garage spaces2
TypeResidential
Est. $6,147buyer credit when you buy with SODL

About this home

Well-Crafted Rambler on Desirable Double Corner Lot This solidly built rambler offers comfort, functionality, and excellent curb appeal, set on a spacious double corner lot with mature trees and steel siding for low-maintenance living. A dedicated well supplies the underground sprinkler system, keeping the yard lush and efficient. The finished double garage is sheetrocked and equipped with built-in cabinets, providing great storage and workspace. Inside, the home features a welcoming layout with a breakfast bar in the kitchen, along with generous dining and living areas ideal for everyday living and entertaining. The main floor includes two comfortable bedrooms and a large full bathroom with an expansive vanity and oversized linen storage. The lower level adds valuable living space with a rec/family room, plus an additional non-conforming flex room with a large closet—perfect for a home office, guest space, or hobby room. An expansive utility room offers abundant storage and a large laundry area, adding to the home’s practical appeal. Conveniently located just minutes from dining, recreation, and an easy commute via I-94, this home combines quality construction, space, and accessibility in a desirable setting. A great opportunity for comfortable, well-located living.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1984
LevelsOne
Living area2,172 sqft
Above-grade finished1,270 sqft
Below-grade finished902 sqft
Lot size0.37 acres (160x100)
Days on market15
ListedFeb 4, 2026
MLS #NST7014695
CountyStearns
SubdivisionCumming Add To St Cloud
Parcel #82464110524

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 27x26 · 676 sqft
Parking features
Attached Garage, Finished Garage, Insulated Garage
Lot size
0.37 acres
Lot dimensions
160x100
Lot features
Public Transit (w/in 6 blks), Corner Lot, Tree Coverage - Light, Tree Coverage - Medium

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,380 sqft
Roof
Asphalt
Year built
1984

Utilities

Water
City Water/Connected, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Cumming Add To St Cloud
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$2,600 (2025)
Tax with assessments
2608
Listed
Feb 4, 2026
Days on market
15
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Finished, Full
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesKitchen Window, Main Floor Primary Bedroom, In-Ground Sprinkler
AccessibilityOther
Special featuresMain Floor Primary

Exterior & lot

RoofAsphalt
Foundation area1,380 sqft
Lot featuresPublic Transit (w/in 6 blks), Corner Lot, Tree Coverage - Light, Tree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Finished Garage, Insulated Garage
Garage spaces2
Garage size676 sqft

Financial details

Annual taxes$2,600
Tax year2025
Taxes w/ assessments2608
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,147Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,147

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,921/mo
Principal & interest$1,602
Property taxes$217
Home insurance (est.)$102
%
$60,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2530 Clearwater Road, Saint Cloud, MN, 56301

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Listing information

MLS #NST7014695
StatusPending
Last updatedFeb 19, 2026, 3:21 PM
Originally listedFeb 4, 2026, 1:31 PM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.