Listed at
$375,000
$200/sqft

White Bear Beach

2520 4th Street, White Bear Twp, MN, 55110
3  Bedrooms3  Bathrooms1,876  Square Feet0.562  Acres
Days on market0
Year built1926
Garage spaces2
TypeResidential
Est. $8,250buyer credit when you buy with SODL
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About this home

A backyard designed to impress, with an interior equally deserving of attention! Situated on over half an acre, this distinctive single-story home offers an exceptional setting for entertaining, relaxing, and enjoying the outdoors. The backyard is a true highlight, featuring an in-ground pool surrounded by a concrete patio, an inviting screened gazebo, a deck, and a pool house complete with a bar area and 3/4 bath. Inside, expansive windows invite abundant natural light, showcasing the home's unique character and updated flooring throughout. The generous kitchen features a new refrigerator, range, and dishwasher, with plenty of space for cooking and gathering. Two bedrooms and a dedicated office occupy the main level, while the finished lower level offers additional living space and a third bedroom. This home offers a setting you'll love coming home to!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1926
LevelsOne
Living area1,876 sqft
Above-grade finished1,232 sqft
Below-grade finished644 sqft
Lot size0.562 acres (Irregular)
Days on market0
ListedOct 16, 2026
MLS #NST7161317
CountyRamsey
SubdivisionWhite Bear Beach
Parcel #123022130076

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 587 sqft
Parking features
Detached Garage, Asphalt, Electric, Garage Door Opener, Heated Garage
Patio & porch
Deck, Patio, Screened
Exterior features
Stucco
Pool
Below Ground, Heated, Outdoor

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,232 sqft
Year built
1926

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
White Bear Beach
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,130 (2026)
Listed
Oct 16, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Crawl Space, Drainage System, Egress Window(s), Finished, Storage Space, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStucco
FoundationBlock
Foundation area1,232 sqft
Patio/porchDeck, Patio, Screened
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Electric, Garage Door Opener, Heated Garage
Garage spaces2
Garage size587 sqft

Financial details

Annual taxes$4,130
Tax year2026
Taxes w/ assessments4130
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$8,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,440/mo
Principal & interest$1,971
Property taxes$344
Home insurance (est.)$125
%
$75,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2520 4th Street, White Bear Twp, MN, 55110

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Listing information

MLS #NST7161317
StatusActive
Last updatedOct 17, 2026, 10:09 AM
Originally listedOct 17, 2026, 12:00 AM
Listing officeKris Lindahl Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.