Sold / Closed
$152,000

Sold price · Closed Sep 14, 2026

$156/sqft

Syndicate Add

25 20th Avenue S, Saint Cloud, MN, 56301
2  Bedrooms2  Bathrooms960  Square Feet0.12  Acres
Days on market3
Year built1982
Garage spaces2
TypeResidential
Est. $1,500buyer credit when you buy with SODL

About this home

Handyman Special! This house is full of potential. 2 upper level bedrooms, large living room separate dining room, and galley kitchen. Full unfinished walk out basement ready to add 2 more bedrooms, and/or kitchenette for multi generational family living! Nice yard in quiet neighborhood with oversized 2 stall garage! This house could shine again with the right touches! Cash preferred, will not pass FHA or VA appraisal.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1982
LevelsSplit Entry (Bi-Level)
Living area960 sqft
Above-grade finished960 sqft
Below-grade finished0 sqft
Lot size0.12 acres (42x126.5)
Days on market3
ListedJul 27, 2026
MLS #NST7115764
CountyStearns
SubdivisionSyndicate Add
Parcel #82514380006

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
None
Appliances
Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 24x24 · 576 sqft
Parking features
Detached Garage, Asphalt, Garage Door Opener
Exterior features
Vinyl
Fencing
None
Lot size
0.12 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 960 sqft
Roof
Asphalt, Pitched
Year built
1982

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Syndicate Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,204.14 (2026)
Tax with assessments
4210
Listed
Jul 27, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDrain Tiled, Egress Window(s), Full, Sump Basket, Unfinished, Walkout
HeatingForced Air
CoolingNone
LaundryIn Basement
AppliancesDishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer
DiningSeparate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAsphalt, Pitched
FoundationOther
Foundation area960 sqft
Road frontageCity Street, Curbs, Paved Streets, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$2,204.14
Tax year2026
Taxes w/ assessments4210
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$1,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,022/mo
Principal & interest$788
Property taxes$184
Home insurance (est.)$50
%
$30,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

25 20th Avenue S, Saint Cloud, MN, 56301

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Listing information

MLS #NST7115764
StatusClosed
Last updatedSep 15, 2026, 1:54 PM
Originally listedJul 31, 2026, 12:00 AM
Listing officeEdina Realty, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.