Listed at
$369,499
$206/sqft

Cic #1082 Ruttgers Bay Lake Villas

24909 Sandy Lane #801, 802, 803, Deerwood, MN, 56444
3  Bedrooms3  Bathrooms1,790  Square Feet0.05  Acres
Days on market114
Year built2007
ParkingGuest Parking
HOA / month$924.49
TypeResidential
Est. $8,085buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

This is the property for you if you are searching for a property that can produce income and allows you, the owner, a wonderful vacation get away! Condos with a beautiful view of Bay Lake, located at Ruttgers Bay Lake Lodge, a Premier Minnesota Resort. Each condo has 3 separate units, Rental income. Owner use for 21 days during their off season. That's a total of 6 weeks for yourself! All rentals are PROFESSIONALLY MANAGED, MAINTAINED, AND RENTED. Ruttgers offers golfing, fishing, boating, lodging, shopping, salon and spa, take-out and dining! Owners/Investor golf for free on Alec's Nine course and enjoy discounted gold on The Lakes. Full access to Bay Lake, plus all the privileges of Ruttgers resort guests.

Contact us

Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built2007
LevelsMore Than 2 Stories
Living area1,790 sqft
Above-grade finished1,790 sqft
Below-grade finished0 sqft
Lot size0.05 acres (29 x 70)
Days on market114
ListedFeb 27, 2026
MLS #NST7025419
CountyCrow Wing
SubdivisionCic #1082 Ruttgers Bay Lake Villas
Parcel #50040518

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator

Property

Levels / stories
More Than 2 Stories
Garage
0
Parking features
Guest Parking, Parking Lot, Paved Lot, Unassigned, Open
Patio & porch
Deck, Patio
Exterior features
Log, Shakes, Wood
Pool
None

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Construction materials
Concrete, Frame
Foundation
Slab · 1,056 sqft
Roof
Age Over 8 Years
Year built
2007

Utilities

Water
Drilled, Shared System, Well
Sewer
Septic System Compliant - Yes, Shared Septic
Fuel
Electric, Propane
Electric
Circuit Breakers

Community & HOA

Subdivision
Cic #1082 Ruttgers Bay Lake Villas
HOA
$924.49/month
HOA name
Bay Lake Villa's Owner's Association Inc.
HOA phone
2186782885
HOA includes
Beach Access, Building Exterior, Cable TV, Dock, Hazard Insurance, Internet, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Recreation Facility, Sanitation, Sewer, Snow Removal, Water
HOA amenities
Beach, Dock, Golf Course

Financial & listing details

Annual tax
$1,848 (2025)
Listed
Feb 27, 2026
Days on market
114 · 286 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryNone
AppliancesCooktop, Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesBalcony, Ceiling Fan(s), Deck, Dock, Natural Woodwork, Patio, Tile Floors
AccessibilityNone

Exterior & lot

ExteriorLog, Shakes, Wood
RoofAge Over 8 Years
FoundationSlab
Foundation area1,056 sqft
Patio/porchDeck, Patio
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageCounty Road
Road responsibilityPublic Maintained Road
ZoningResidential-Multi-Family

Utilities

Water sourceDrilled, Shared System, Well
SewerSeptic System Compliant - Yes, Shared Septic
FuelElectric, Propane

Parking & garage

ParkingGuest Parking, Parking Lot, Paved Lot, Unassigned, Open
Garage spaces0
Garage size0 sqft

Financial details

Annual taxes$1,848
Tax year2025
Taxes w/ assessments1848
Assessment pendingNo
HOA fee$924.49
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District182 - Crosby-Ironton
District number182
District phone2185458801
High schoolCrosby-Ironton
SODL flat fee brokerage
$8,085Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,085

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,144/mo
Principal & interest$1,942
Property taxes$154
Home insurance (est.)$123
HOA fees$924
%
$73,900
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

24909 Sandy Lane #801, 802, 803, Deerwood, MN, 56444

Comparable homes

Listing information

MLS #NST7025419
StatusClosed
Last updatedJun 25, 2026, 4:07 PM
Originally listedFeb 27, 2026, 9:30 PM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.