Does this property have an HOA?

Yes. The HOA fee is $206 per month.

What are the annual property taxes?

Annual property taxes are $3,806 (2026).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 19 days.

Listed at

$359,900

$268/sqft

Whispering Ridge

24605 140th Street, Zimmerman, MN, 55398

3 Bedrooms2 Bathrooms1,344 Square Feet0.5 Acres

Days on market19

Year built2005

Garage spaces3

HOA / month$206

TypeResidential

Est. $7,797buyer credit when you buy with SODL

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About this home

Impressive Home on large half area lot in desirable neighborhood with unfinished basement ready for you to design your own space by adding multiple bedrooms, bathroom, rec room and endless storage. The spacious main level features many upgrades including vaulted ceilings, stainless steel appliances, hardwood floors, solid 6-panel doors and primary bedroom suite with private bath. You will appreciate having 3 bedrooms on main level with additional full bathroom, large living room and dining room. Relax on the beautiful maintenance free deck overlooking large backyard. Attached 3-stall garage offers plenty of room for all your toys and storage needs. With basement finished this could be a 5 Bedroom, 3 Bath home with over 2600 sq. ft. This home is a great value and priced to sell, come check out today!!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2005

LevelsSplit Entry (Bi-Level)

Living area1,344 sqft

Above-grade finished1,344 sqft

Below-grade finished0 sqft

Lot size0.5 acres (159x198x100x206)

Days on market19

ListedSep 9, 2026

MLS #NST7142226

CountySherburne

SubdivisionWhispering Ridge

Parcel #305330135

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 32x23 · 710 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Composite Decking, Deck
Exterior features: Stone, Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,344 sqft
Roof: Asphalt, Pitched
Year built: 2005

Utilities

Water: Well
Sewer: Shared Septic
Fuel: Natural Gas

Community & HOA

Subdivision: Whispering Ridge
HOA: $206/month
HOA name: Whispering Ridge
HOA phone: 9522772700
HOA includes: Sanitation
HOA amenities: None

Financial & listing details

Annual tax: $3,806 (2026)
Listed: Sep 9, 2026
Days on market: 19 · 175 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Full

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesDeck, Hardwood Floors, Kitchen Window, Paneled Doors, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorStone, Vinyl

RoofAsphalt, Pitched

FoundationBlock

Foundation area1,344 sqft

Patio/porchComposite Decking, Deck

Lot featuresIrregular Lot, Tree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerShared Septic

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size710 sqft

Financial details

Annual taxes$3,806

Tax year2026

Taxes w/ assessments3806

Assessment pendingNo

HOA fee$206

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$7,797Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,797

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,535/mo

Principal & interest$1,891

Property taxes$317

Home insurance (est.)$120

HOA fees$206

Down payment

$71,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.