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About this home
Welcome to life on the Mississippi! Set along the river in Monticello, this home offers a front-row seat to one of Minnesota's most beautiful natural settings. From the large living room picture window, four-season porch, and library, enjoy peaceful river views and watch swans, ducks, geese, and other wildlife make their way along the water. The home itself is ready for its next chapter. While some finishes reflect an earlier era, the spaces, setting, and views provide a wonderful opportunity to bring your own ideas and style to a home in a location that simply can't be recreated. An added bonus is the second full kitchen in the lower level, providing wonderful flexibility for entertaining, hosting extended family or overnight guests, or simply enjoying the convenience of a second gathering space. PLUS, you'll also find a heated shop for the person who loves to tinker or garden! Imagine morning coffee overlooking the river, quiet evenings in the four-season porch, or curling up with a book while watching the seasons change outside your window. And while the setting feels peaceful and tucked away, you're still conveniently located with easy access to major roads, shopping, dining, and everything Monticello has to offer. If you've been searching for a riverfront property with character, versatility, beautiful views, and the opportunity to make it your own, 245 Mississippi Drive is ready for you.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Bath breakdown
- 1 full / 2 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One
- Garage
- 2 spaces · 475 sqft
- Parking features
- Attached Garage, Asphalt
- Patio & porch
- Deck
- Exterior features
- Wood
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,070 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 1961
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Electric
Community & HOA
- Subdivision
- Hoglund Add
- HOA
- No HOA
- School district
- 882 - Monticello
- High school district
- Monticello
Financial & listing details
- Annual tax
- $3,366 (2026)
- Listed
- Sep 29, 2026
- Days on market
- 0
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
245 Mississippi Drive, Monticello, MN, 55362
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
