Listed at
$440,000
$228/sqft

2413 20th Avenue

2413 20th Avenue, Two Harbors, MN, 55616
3  Bedrooms3  Bathrooms1,926  Square Feet2.24  Acres
Days on market0
Year built1972
Garage spaces2
TypeResidential
Est. $10,200buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Welcome home to this warm and inviting 3+bedroom retreat, perfectly situated on a private 2.5-acre lot just outside the quaint Two Harbors community yet feels a million miles away. Designed for both comfortable daily living and effortless entertaining, this residence offers a thoughtful layout inside and out. The main level features 3 comfortable bedrooms on 1 floor, with the primary having both a private bath and a large closet plus window is overlooking the back yard. Super bright and welcoming living room, with a minimalist modern farmhouse feel to it, overlooking the treed front yard. Cozy eat-in kitchen w/SS appl, abundant cabinetry, truly an ideal space. Flex area w/pantry greets you as you walk out to your very large wrap around deck, the perfect spot for morning coffee. Enjoy the bright un-formal dining space viewing the lovely yard perfect for family dinners and breakfasts. Downstairs, your lower level expands the living space with a family room—perfect for movie nights or game days—plus bonus there is a cozy wood burning fireplace. Another bonus is the LL features a versatile flex room that easily adapts as a home office, gym, craft space, or guest quarters. Step outside onto the extra-large captivating wrap around back deck overlooking your sprawling, tree-covered acreage. Whether you are grilling, hosting summer BBQs, or simply taking in the peaceful surroundings, this outdoor space is a true highlight of the property. 2 outdoor storage spaces, 1 not as small as a shed, yet not as big a garage and 1 a nice sized she-shed/workshop type w/windows. Do you enjoy a yard space surrounded by nature, do you enjoy peace and quiet, do you also enjoy being near the conveniences you'd find in a small community? If you answered ‘yes’, then you'd likely be super happy that you put this home on your short list.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1972
LevelsSplit Entry (Bi-Level)
Living area1,926 sqft
Above-grade finished1,288 sqft
Below-grade finished638 sqft
Lot size2.24 acres (295X330)
Days on market2
ListedSep 27, 2026
MLS #NST7151337
CountyLake
Parcel #25531126630

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Boiler, Fireplace(s)
Cooling
None
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 650 sqft
Parking features
Garage Door Opener, Heated Garage, Tuckunder Garage
Patio & porch
Deck
Exterior features
Wood
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,288 sqft
Year built
1972

Utilities

Water
Private, Well
Sewer
Mound Septic, Private Sewer
Fuel
Propane

Community & HOA

HOA
No HOA
School district
381 - Lake Superior
High school district
Lake Superior

Financial & listing details

Annual tax
$1,815 (2026)
Tax with assessments
1904
Listed
Sep 27, 2026
Days on market
2 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished
HeatingBoiler, Fireplace(s)
CoolingNone
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View, Vaulted Ceiling(s)
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorWood
FoundationBlock
Foundation area1,288 sqft
Patio/porchDeck
Lot featuresTree Coverage - Heavy
Road frontageCounty Road
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerMound Septic, Private Sewer
FuelPropane

Parking & garage

ParkingGarage Door Opener, Heated Garage, Tuckunder Garage
Garage spaces2
Garage size650 sqft

Financial details

Annual taxes$1,815
Tax year2026
Taxes w/ assessments1904
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District381 - Lake Superior
District number381
District phone2188348216
High schoolLake Superior
SODL flat fee brokerage
$10,200Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,200

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,610/mo
Principal & interest$2,312
Property taxes$151
Home insurance (est.)$147
%
$88,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2413 20th Avenue, Two Harbors, MN, 55616

Comparable homes

Listing information

MLS #NST7151337
StatusActive
Last updatedSep 28, 2026, 6:50 PM
Originally listedSep 28, 2026, 11:41 AM
Listing officeRE/MAX Advantage Plus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.