Listed at
$650,000
$184/sqft

Horseshoe Ridge

2405 Chad Court, Harris, MN, 55032
3  Bedrooms3  Bathrooms3,536  Square Feet1.226  Acres
Days on market123
Year built1997
Garage spaces3
TypeResidential
Est. $16,500buyer credit when you buy with SODL
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About this home

Exceptional lakeshore property less than an hour from the Twin Cities! Designed for both comfort and entertaining, this home offers convenient one-level living with a spacious walkout lower level that’s perfect for hosting family and friends. Enjoy stunning lake views, abundant wildlife, and excellent fishing. With 140 feet of shoreline, your own sandy beach, and a lakeside pavilion with storage, this property is made for making memories—whether it’s boating, bonfires, or relaxing summer evenings by the water. You’ll love the open-concept kitchen, living, and dining areas filled with natural light and designed for gathering. A separate formal dining room offers flexibility and could easily serve as a main-floor office. The incredible sunroom is sure to become your favorite space in the home, offering peaceful views and the perfect spot to unwind year-round. The ideal blend of privacy, recreation, and relaxed lakeshore living—perfect as a full-time residence or weekend retreat.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1997
LevelsOne
Living area3,536 sqft
Above-grade finished1,768 sqft
Below-grade finished1,768 sqft
Lot size1.226 acres (125x419x140x419)
Days on market123
ListedMay 21, 2026
MLS #NST7078867
CountyChisago
SubdivisionHorseshoe Ridge
Parcel #030131137

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Central Vacuum, Cooktop, Dishwasher, Microwave, Range, Refrigerator, Wall Oven

Property

Levels / stories
One
Garage
3 spaces · 720 sqft
Parking features
Attached Garage, Garage Door Opener, Heated Garage
Patio & porch
Composite Decking, Covered, Patio
Exterior features
Stucco, Vinyl
Other structures
Gazebo

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Permanent · 1,768 sqft
Year built
1997

Utilities

Water
Well
Sewer
Mound Septic
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

Subdivision
Horseshoe Ridge
HOA
No HOA
School district
138 - North Branch
High school district
North Branch

Financial & listing details

Annual tax
$6,807 (2025)
Tax with assessments
6876
Listed
May 21, 2026
Days on market
123 · 76 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Main Level
AppliancesCentral Vacuum, Cooktop, Dishwasher, Microwave, Range, Refrigerator, Wall Oven
DiningInformal Dining Room, Separate/Formal Dining Room
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStucco, Vinyl
FoundationPermanent
Foundation area1,768 sqft
Patio/porchComposite Decking, Covered, Patio
Lot featuresAccessible Shoreline
ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell
SewerMound Septic
FuelPropane

Parking & garage

ParkingAttached Garage, Garage Door Opener, Heated Garage
Garage spaces3
Garage size720 sqft

Financial details

Annual taxes$6,807
Tax year2025
Taxes w/ assessments6876
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District138 - North Branch
District number138
District phone6516741000
High schoolNorth Branch
SODL flat fee brokerage
$16,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,200/mo
Principal & interest$3,416
Property taxes$567
Home insurance (est.)$217
%
$130,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2405 Chad Court, Harris, MN, 55032

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Listing information

MLS #NST7078867
StatusPending
Last updatedAug 13, 2026, 1:45 PM
Originally listedMay 29, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.