Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,898 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 447 days.

Listed at

$339,900

$134/sqft

Gilloolys Add

240 1st Street, Elgin, MN, 55932

3 Bedrooms3 Bathrooms2,536 Square Feet0.909 Acres

Days on market447

Year built1949

Garage spaces1

TypeResidential

Est. $7,197buyer credit when you buy with SODL

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About this home

Step into a piece of history in the heart of Elgin. This property offers a sprawling rambler with all main floor living on a huge double lot offering over a .9 acre lot! Built in 1949 by Doc. Ellis, this home has all the charm with numerous updates throughout. The main floor has over 2,000 square feet with 2 bedrooms, 2 baths, 2 living rooms, a large dining room and a large kitchen with all custom cabinets. Upstairs you will find a large 3rd bedroom and recently fully remodeled bathroom. The exterior of the home has stone, brick and cement board siding! The HVAC system was all updated in the last 4 years. This home offers you, the buyer, an opportunity to turn this property into a paradise setting for you to enjoy for years to come!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1949

LevelsOne and One Half

Living area2,536 sqft

Above-grade finished2,536 sqft

Below-grade finished0 sqft

Lot size0.909 acres (264x150)

Days on market447

ListedJun 27, 2025

MLS #NST6746686

CountyWabasha

SubdivisionGilloolys Add

Parcel #R190023100

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 1 space · 20x247 · 480 sqft
Parking features: Attached Garage, Asphalt, Concrete, Driveway - Other Surface
Patio & porch: Front Porch, Patio
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Frame
Foundation: 2,036 sqft
Roof: Age Over 8 Years, Architectural Shingle, Asphalt, Pitched
Year built: 1949

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Gilloolys Add
HOA: No HOA
School district: Plainview-Elgin-Millville

Financial & listing details

Annual tax: $3,898 (2025)
Listed: Jun 27, 2025
Days on market: 447 · 187 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Crawl Space, Storage Space

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Area, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCable, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Tile Floors, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge Over 8 Years, Architectural Shingle, Asphalt, Pitched

Foundation area2,036 sqft

Patio/porchFront Porch, Patio

Lot featuresTree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Driveway - Other Surface

Garage spaces1

Garage size480 sqft

Financial details

Annual taxes$3,898

Tax year2025

Taxes w/ assessments3898

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1306

District phone5075343651

High schoolPlainview-Elgin-Millville

SODL flat fee brokerage

$7,197Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,197

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,224/mo

Principal & interest$1,786

Property taxes$325

Home insurance (est.)$113

Down payment

$67,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.