Listed at
$245,000
$371/sqft

Townsite Of St Joseph

24 College Avenue #101, Saint Joseph, MN, 56374
1  Bedrooms1  Bathroom660  Square Feet
Days on market47
Year built2018
Garage spaces1
HOA / month$272
TypeResidential
Est. $4,350buyer credit when you buy with SODL
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About this home

**Incentive - Go Under Contract For Purchase In 2026 And A Garage Stall Will Be Included!** Welcome to 24 North Lofts in sought-after downtown St. Joseph. This luxury condo offers impressive style and convenience, with parking lot access included and attached or detached garage spaces available for purchase. Set on the ground floor, this walk-up loft provides direct access from College Avenue and the inviting feel of a gated brownstone. The private patio features a lockable entrance gate and wrought-iron-style high railing for added security. Inside, nearly 13-foot loft ceilings create an open, airy feel above the connected dining, kitchen, and living spaces. A compact 4-foot-high balcony with ladder access offers extra storage or a playful hideaway for kids. Just steps from some of the area’s best shopping and dining, this warm, open-concept living and dining space works beautifully as a primary residence or a rental when you’re away. Enjoy convenient access to nearby parks and trails, along with shared amenities including a fitness room, rooftop deck, and elevator, all partially powered by rooftop solar panels. Worry-free luxury condo living awaits—schedule your showing today!

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Home facts

Property typeResidential
Property subtype(CC) Low Rise (3- Levels)
Year built2018
LevelsOne
Living area660 sqft
Above-grade finished660 sqft
Below-grade finished0 sqft
Lot size0 acres (0)
Days on market47
ListedAug 7, 2026
MLS #NST7122850
CountyStearns
SubdivisionTownsite Of St Joseph
Parcel #00000000000

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space
Parking features
Attached Garage, Detached Garage, Parking Lot
Patio & porch
Covered, Patio
Exterior features
Cement Board, Concrete
Fencing
Split Rail

Construction

Property type
Residential
Property subtype
(CC) Low Rise (3- Levels)
Foundation
Block · 660 sqft
Roof
Age 8 Years or Less
Year built
2018

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas, Solar
Electric
Circuit Breakers

Community & HOA

Subdivision
Townsite Of St Joseph
HOA
$272/month
HOA name
GC Real Estate Partners
HOA phone
3202573734
HOA includes
Building Exterior, Lawn Care, Professional Mgmt, Sanitation, Sewer, Shared Amenities, Snow Removal, Water
HOA amenities
Elevator(s), Other

Financial & listing details

Annual tax
$2,060 (2026)
Listed
Aug 7, 2026
Days on market
47
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), City View, Exercise Room, Indoor Sprinklers, Main Floor Primary Bedroom, Patio
AccessibilityAccessible Elevator Installed, No Stairs Internal
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorCement Board, Concrete
RoofAge 8 Years or Less
FoundationBlock
Foundation area660 sqft
Patio/porchCovered, Patio
Lot featuresIrregular Lot
Road frontageCity Street, Paved Streets
ZoningBusiness/Commercial,Residential-Multi-Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas, Solar

Parking & garage

ParkingAttached Garage, Detached Garage, Parking Lot
Garage spaces1

Financial details

Annual taxes$2,060
Tax year2026
Taxes w/ assessments2060
Assessment pendingNo
HOA fee$272
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,813/mo
Principal & interest$1,288
Property taxes$172
Home insurance (est.)$82
HOA fees$272
%
$49,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

24 College Avenue #101, Saint Joseph, MN, 56374

Listing information

MLS #NST7122850
StatusActive
Last updatedSep 24, 2026, 5:03 PM
Originally listedAug 12, 2026, 12:00 AM
Listing officePremier Real Estate Services

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.