Listed at
$619,900
$186/sqft

Shores Of Eagle Lake

23996 186th Street, Big Lake, MN, 55309
5  Bedrooms3  Bathrooms3,326  Square Feet0.59  Acres
Days on market24
Year built2021
Garage spaces4
HOA / month$310
TypeResidential
Est. $15,597buyer credit when you buy with SODL
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About this home

Enjoy privacy and functionality in this walk-out rambler on a large hilltop lot with an inground sprinkler system, and a thoughtfully designed split-bedroom layout. The oversized primary suite features a boxed ceiling, a spa-like bath with double vanity with quartz countertops, a freestanding tub, a beautifully tiled shower, and a light-filled walk-in closet. The opposite wing houses two additional main-floor bedrooms and a full bath. Open-concept living areas showcase hardwood floors, a tray-vault ceiling with wood beams over the living room, and a gas fireplace flanked by custom built-ins. The chef's kitchen includes stainless appliances, custom cabinets, quartz countertops and hood, a stylish tiled backsplash, furniture-quality island with breakfast bar, farmhouse sink, and elegant lighting. A mudroom with a charming bench, and well-appointed main-floor laundry, a 4-car garage (1053 finished; extra-deep final stall for a boat) add practicality. The walk-out lower level offers a massive family room roomy enough for a 9' pool table or ping-pong, plus a wet bar with fridge, two large bedrooms, a full bath, a generous flex room (currently a gym), and a huge storage room. Home upgrades include a reverse-osmosis drinking-water system and a water softener. This wonderful property comes with deeded access to Eagle Lake!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2021
LevelsOne
Living area3,326 sqft
Above-grade finished1,847 sqft
Below-grade finished1,479 sqft
Lot size0.59 acres (0)
Days on market24
ListedJul 6, 2026
MLS #NST7104479
CountySherburne
SubdivisionShores Of Eagle Lake
Parcel #35004910245

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories
One
Garage
4 spaces · 1,053 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch
Porch
Exterior features
Stone, Vinyl
Lot size
0.59 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete
Foundation
Poured Concrete · 1,847 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
2021

Utilities

Water
Shared System
Sewer
Shared Septic
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Shores Of Eagle Lake
HOA
$310/month
HOA name
JP Brooks Builders
HOA phone
7636574490
HOA includes
Beach Access, Dock, Sewer, Shared Amenities, Water
School district
727 - Big Lake

Financial & listing details

Annual tax
$5,590 (2026)
Listed
Jul 6, 2026
Days on market
24 · 106 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Storage Space, Sump Basket, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Sink
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
DiningBreakfast Area, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Dock, Exercise Room, French Doors, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationPoured Concrete
Foundation area1,847 sqft
Patio/porchPorch
Road frontageCity Street, Curbs, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceShared System
SewerShared Septic
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage
Garage spaces4
Garage size1,053 sqft

Financial details

Annual taxes$5,590
Tax year2026
Taxes w/ assessments5590
Assessment pendingNo
HOA fee$310
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District727 - Big Lake
District number727
District phone7632625218
High schoolBig Lake
SODL flat fee brokerage
$15,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $15,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,240/mo
Principal & interest$3,258
Property taxes$466
Home insurance (est.)$207
HOA fees$310
%
$123,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

23996 186th Street, Big Lake, MN, 55309

Listing information

MLS #NST7104479
StatusClosed
Last updatedAug 3, 2026, 1:17 PM
Originally listedJul 6, 2026, 12:20 PM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.