Does this property have an HOA?

Yes. The HOA fee is $310 per month.

What are the annual property taxes?

Annual property taxes are $3,744 (2026).

What school district is this property in?

This property is in the 727 - Big Lake school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 54 days.

Listed at

$465,000

$190/sqft

Shores Of Eagle Lake

23974 185th Street, Big Lake, MN, 55309

4 Bedrooms3 Bathrooms2,452 Square Feet0.6 Acres

Days on market54

Year built2021

Garage spaces3

HOA / month$310

TypeResidential

Est. $10,950buyer credit when you buy with SODL

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About this home

This beautifully maintained rambler offers the ease of newer construction with the bonus of a recently well finished basement. Step outside to a flat backyard perfect for play or pets, complete with a garden, a tree-lined backdrop for privacy, and a walking trail just beyond. The association fee here directly supports a lifestyle most neighborhoods can’t offer: private access to Eagle Lake, scenic walking trails woven throughout the community, and a lakeside pavilion and beach that feel like your own vacation spot. Shared well and septic also mean reduced individual maintenance responsibilities and long-term infrastructure care handled together giving you peace of mind. Note the lower taxes for someone moving further out from the metro!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2021

LevelsOne

Living area2,452 sqft

Above-grade finished1,355 sqft

Below-grade finished1,097 sqft

Lot size0.6 acres (170x205x75x200)

Days on market54

ListedMay 7, 2026

MLS #NST7067022

CountySherburne

SubdivisionShores Of Eagle Lake

Parcel #35004910125

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 28.5x26.5 · 803 sqft
Parking features: Attached Garage, Garage Door Opener, Storage
Patio & porch: Front Porch
Exterior features: Stone, Vinyl
Waterfront: Association Access, Deeded Access, Dock

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 1,355 sqft
Roof: Age 8 Years or Less
Year built: 2021

Utilities

Water: Shared System, Well
Sewer: Septic System Compliant - Yes, Shared Septic
Fuel: Natural Gas

Community & HOA

Subdivision: Shores Of Eagle Lake
HOA: $310/month
HOA name: Cities Management
HOA phone: 6123818600
HOA includes: Beach Access, Dock, Professional Mgmt, Sewer, Shared Amenities, Water
School district: 727 - Big Lake

Financial & listing details

Annual tax: $3,744 (2026)
Listed: May 7, 2026
Days on market: 54 · 268 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Storage Space, Sump Basket, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less

FoundationPoured Concrete

Foundation area1,355 sqft

Patio/porchFront Porch

ZoningResidential-Single Family

Utilities

Water sourceShared System, Well

SewerSeptic System Compliant - Yes, Shared Septic

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener, Storage

Garage spaces3

Garage size803 sqft

Financial details

Annual taxes$3,744

Tax year2026

Taxes w/ assessments3744

Assessment pendingNo

HOA fee$310

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District727 - Big Lake

District number727

District phone7632625218

High schoolBig Lake

SODL flat fee brokerage

$10,950Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,950

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,221/mo

Principal & interest$2,444

Property taxes$312

Home insurance (est.)$155

HOA fees$310

Down payment

$93,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.