Listed at
$649,900
$215/sqft

Shores Of Eagle Lake Second Add

23861 186th Street, Big Lake, MN, 55309
3  Bedrooms3  Bathrooms3,025  Square Feet0.59  Acres
Days on market46
Year built2023
Garage spaces4
HOA / month$310
TypeResidential
Est. $16,497buyer credit when you buy with SODL
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About this home

Welcome to luxury lake-community living in the highly sought-after Shores of Eagle Lake! This exceptional former model home showcases the coveted Somerset upgraded floor plan and offers a rare combination of upscale finishes, breathtaking natural surroundings, and deeded access to Eagle Lake with over 1,800 feet of shared shoreline. Nestled among mature trees and abundant wildlife, this beautifully maintained home features elevated lake views, direct access to community trails, and backs to public land and wooded pathways for ultimate privacy, tranquility, and year-round outdoor enjoyment. Spend your days exploring miles of scenic trails, enjoying the community beach, docks, pavilion, and nearby public boat launch, or cruising the neighborhood by golf cart while taking in the beauty of every season. Inside, you'll find thoughtful upgrades throughout, including a stunning sunroom with lake views, a gourmet kitchen including 8’ island, double wall ovens, stainless steel appliances, quartz counters, soft close 42” cabinets, and gas stove top. The home also features a stone fireplace, wet bar, crown molding, upgraded lighting fixtures, additional windows for abundant natural light, 8-foot garage doors, and an impressive 4-car garage. The spacious primary suite features a custom-designed walk-in closet, while the garage is prepped for a future heater and has additional work space. Need more bedrooms? No problem! Easily turn the current office or exercise room into 4th and 5th bedrooms with the addition of doors to each. All the finishing touches have been completed for you, including gorgeous professional landscaping, custom concrete edging, a maintenance-free deck off the sunroom, custom patio, irrigation system, and fencing with future expansion potential. The home truly feels brand new, with every detail carefully considered and completed. Residents of Shores of Eagle Lake enjoy outstanding community amenities including water features, walking trails, flags, beautifully maintained common areas, and shared well and septic services. Monthly HOA dues conveniently include water and sewer, along with mowing and irrigation of all common areas. This is more than a home—it's a lifestyle. Enjoy lake living, nature, recreation, and luxury all in one remarkable property.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2023
LevelsOne
Living area3,025 sqft
Above-grade finished1,846 sqft
Below-grade finished1,179 sqft
Lot size0.59 acres (Irregular)
Days on market46
ListedJun 11, 2026
MLS #NST7091237
CountySherburne
SubdivisionShores Of Eagle Lake Second Add
Parcel #35004920845

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 1,013 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch
Composite Decking, Deck, Front Porch, Patio
Exterior features
Stone, Vinyl
Fencing
Chain Link

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,846 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2023

Utilities

Water
Shared System, Well
Sewer
Shared Septic
Fuel
Natural Gas

Community & HOA

Subdivision
Shores Of Eagle Lake Second Add
HOA
$310/month
HOA name
Shores of Eagle Lake
HOA phone
7636455980
HOA includes
Dock, Sewer, Shared Amenities, Water
School district
727 - Big Lake

Financial & listing details

Annual tax
$5,892 (2026)
Listed
Jun 11, 2026
Days on market
46 · 15 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDrain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Pump, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Sink
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, In-Ground Sprinkler, Sun Room, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,846 sqft
Patio/porchComposite Decking, Deck, Front Porch, Patio
Lot featuresAccessible Shoreline, Tree Coverage - Light
Road frontageCity Street, Paved Streets, Township
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceShared System, Well
SewerShared Septic
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage
Garage spaces4
Garage size1,013 sqft

Financial details

Annual taxes$5,892
Tax year2026
Taxes w/ assessments5892
Assessment pendingNo
HOA fee$310
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District727 - Big Lake
District number727
District phone7632625218
High schoolBig Lake
SODL flat fee brokerage
$16,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,433/mo
Principal & interest$3,416
Property taxes$491
Home insurance (est.)$217
HOA fees$310
%
$129,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

23861 186th Street, Big Lake, MN, 55309

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Listing information

MLS #NST7091237
StatusClosed
Last updatedJul 29, 2026, 8:10 PM
Originally listedJun 12, 2026, 12:47 PM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.