Does this property have an HOA?

Yes. The HOA fee is $310 per month.

What are the annual property taxes?

Annual property taxes are $4,904 (2025).

What school district is this property in?

This property is in the 727 - Big Lake school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 58 days.

Listed at

$500,000

$163/sqft

Shores Of Eagle Lake Second Add

23829 186th Street, Big Lake, MN, 55309

5 Bedrooms3 Bathrooms3,059 Square Feet0.62 Acres

Days on market58

Year built2018

Garage spaces3

HOA / month$310

TypeResidential

Est. $12,000buyer credit when you buy with SODL

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About this home

You will fall in love with this warm home with lake views, easy beach access, and move-in-ready, custom finishes. The open living space feels bright and spacious with vaulted ceilings, wall-to-wall windows, and an easy one-level layout for all stages of life. There’s also a 28-foot heated garage with plenty of room for vehicles and gear, plus a deck with sunset and lake views. The association maintains access to Eagle Lake, including a private beach, picnic area, two docks, and a private boat launch—so you get all the fun without the work. The HOA also maintains the shared well and septic, simplifying the required maintenance. It’s a great fit for active downsizers or anyone who loves to entertain, with one of the best lots in the development. Easy living, recreation, and a true getaway feel right at home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2018

LevelsOne

Living area3,059 sqft

Above-grade finished1,632 sqft

Below-grade finished1,427 sqft

Lot size0.62 acres (114x205x151x213)

Days on market58

ListedFeb 26, 2026

MLS #NST7024797

CountySherburne

SubdivisionShores Of Eagle Lake Second Add

Parcel #35004920830

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Chandelier, Cooktop, Dishwasher, Disposal, Exhaust Fan, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 3 spaces · 690 sqft
Parking features: Attached Garage, Asphalt, Heated Garage, Insulated Garage
Patio & porch: Deck
Exterior features: Stone, Cement Board, Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,668 sqft
Roof: Architectural Shingle, Asphalt
Year built: 2018

Utilities

Water: Shared System, Well
Sewer: Septic System Compliant - Yes, Shared Septic
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Shores Of Eagle Lake Second Add
HOA: $310/month
HOA name: Cities Management
HOA phone: 6123818600
HOA includes: Beach Access, Dock, Professional Mgmt, Sewer, Shared Amenities, Water
School district: 727 - Big Lake

Financial & listing details

Annual tax: $4,904 (2025)
Listed: Feb 26, 2026
Days on market: 58 · 18 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Finished, Full, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesAir-To-Air Exchanger, Chandelier, Cooktop, Dishwasher, Disposal, Exhaust Fan, Refrigerator, Stainless Steel Appliances

DiningBreakfast Bar, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Cement Board, Vinyl

RoofArchitectural Shingle, Asphalt

FoundationBlock

Foundation area1,668 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceShared System, Well

SewerSeptic System Compliant - Yes, Shared Septic

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Heated Garage, Insulated Garage

Garage spaces3

Garage size690 sqft

Financial details

Annual taxes$4,904

Tax year2025

Taxes w/ assessments4904

Assessment pendingNo

HOA fee$310

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District727 - Big Lake

District number727

District phone7632625218

High schoolBig Lake

SODL flat fee brokerage

$12,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,513/mo

Principal & interest$2,628

Property taxes$409

Home insurance (est.)$167

HOA fees$310

Down payment

$100,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.