Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,818 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 150 days.

Listed at

$395,000

$239/sqft

Sun Villa Estates Five

2323 40th Avenue, Saint Cloud, MN, 56301

2 Bedrooms2 Bathrooms1,650 Square Feet0.22 Acres

Days on market150

Year built2023

Garage spaces2

TypeResidential

Est. $8,850buyer credit when you buy with SODL

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About this home

Gorgeous like-new patio home overlooking a peaceful pond and fountain! Just 2 years old, this beautifully designed home offers over 1,600 sq. ft. with 2 bedrooms, 2 baths, and a bonus hobby room — all in a bright, open floorplan. The spacious kitchen features quality finishes and a large island that flows effortlessly into the living and dining areas. The primary suite includes a generous walk-in closet and private bath with walk-in shower. Enjoy quiet mornings and relaxing evenings in the screened porch with stunning water views. A perfect blend of comfort, style, and low-maintenance living!

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Date

Sep 13, 2026

Time

8pm – 9:30pm

Address

2323 40th Avenue, Saint Cloud, MN, 56301

Listed By: Premier Real Estate Services • NST7065721 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2023

LevelsOne

Living area1,650 sqft

Above-grade finished1,650 sqft

Below-grade finished0 sqft

Lot size0.22 acres (Irregular)

Days on market150

ListedMay 1, 2026

MLS #NST7065721

CountyStearns

SubdivisionSun Villa Estates Five

Parcel #82512540896

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Tankless Water Heater, Washer

Property

Levels / stories: One
Garage: 2 spaces · 624 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Front Porch, Patio
Exterior features: Vinyl
Lot size: 0.22 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,650 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2023

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Sun Villa Estates Five
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $5,818 (2026)
Tax with assessments: 5826
Listed: May 1, 2026
Days on market: 150 · 178 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingIn-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Tankless Water Heater, Washer

DiningInformal Dining Room

AccessibilityDoors 36"+, Fully Wheelchair, Hallways 42"+, No Stairs External, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area1,650 sqft

Patio/porchFront Porch, Patio

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size624 sqft

Financial details

Annual taxes$5,818

Tax year2026

Taxes w/ assessments5826

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$8,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,692/mo

Principal & interest$2,076

Property taxes$485

Home insurance (est.)$132

Down payment

$79,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2323 40th Avenue, Saint Cloud, MN, 56301

Street View

Listing information

MLS #NST7065721

StatusActive

Last updatedSep 9, 2026, 3:53 PM

Originally listedMay 1, 2026, 8:41 AM

Listing officePremier Real Estate Services

Co-listing officePremier Real Estate Services

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.