Listed at
$415,000
$252/sqft

Sun Villa Estates Five

2323 40th Avenue, Saint Cloud, MN, 56301
2  Bedrooms2  Bathrooms1,650  Square Feet0.22  Acres
Days on market332
Year built2023
Garage spaces2
TypeResidential
Est. $9,450buyer credit when you buy with SODL
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About this home

Gorgeous like-new patio home overlooking a peaceful pond and fountain! Just 2 years old, this beautifully designed home offers over 1,600 sq. ft. with 2 bedrooms, 2 baths, and a bonus hobby room — all in a bright, open floorplan. The spacious kitchen features quality finishes and a large island that flows effortlessly into the living and dining areas. The primary suite includes a generous walk-in closet and private bath with walk-in shower. Enjoy quiet mornings and relaxing evenings in the screened porch with stunning water views. A perfect blend of comfort, style, and low-maintenance living!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2023
LevelsOne
Living area1,650 sqft
Above-grade finished1,650 sqft
Below-grade finished0 sqft
Lot size0.22 acres (Irregular)
Days on market332
ListedOct 27, 2025
MLS #NST6809724
CountyStearns
SubdivisionSun Villa Estates Five
Parcel #82512540896

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Tankless Water Heater, Washer

Property

Levels / stories
One
Garage
2 spaces · 624 sqft
Parking features
Attached Garage, Concrete
Exterior features
Vinyl
Lot size
0.22 acres
Lot dimensions
Irregular

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Slab · 1,650 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2023

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Sun Villa Estates Five
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$4,806 (2025)
Tax with assessments
4814
Listed
Oct 27, 2025
Days on market
332
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingIn-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Tankless Water Heater, Washer
DiningInformal Dining Room
AccessibilityDoors 36"+, Fully Wheelchair, Hallways 42"+, No Stairs External, No Stairs Internal
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationSlab
Foundation area1,650 sqft
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces2
Garage size624 sqft

Financial details

Annual taxes$4,806
Tax year2025
Taxes w/ assessments4814
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$9,450Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,450

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,720/mo
Principal & interest$2,181
Property taxes$401
Home insurance (est.)$138
%
$83,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2323 40th Avenue, Saint Cloud, MN, 56301

Listing information

MLS #NST6809724
StatusActive
Last updatedApr 26, 2026, 6:04 PM
Originally listedOct 31, 2025, 12:00 AM
Listing officePremier Real Estate Services

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.